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7410 Cedar Bluff Ct, Prospect, KY 40059 Property Records

Oldham County property record for 7410 Cedar Bluff Ct, Prospect, KY 40059 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,710 sqft · built 1990
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on File
Last Sale$995,000 (Jul 2022)
Tax Bill$12,292 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Jul 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-29-04-87

Property Details

APN / Parcel Number

Primary APN06-29-04-87
Alternative APNs
  • 45602
  • 69175

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms11 Rooms
Building Area4,710 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces3 Fireplaces

Exterior

Year BuiltBuilt 1990
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area26,136 sqft (0.6 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number69175
Street Address7410 CEDAR BLUFF CT
CityPROSPECT
StateKY
Zip40059-7403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & .60AC
Legal SubdivisionHUNTING CREEK ESTATES
Legal BlockSEC 4
Legal Lot Number87
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group2
Census Block2006
Census Tract30701

Owner

Source: Oldham County records · APN 06-29-04-87

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address7410 CEDAR BLUFF CT, PROSPECT, KY 40059-7403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 06, 2023Deed of Trust, Mortgage · Line of Credit
REPUBLIC BANK & TRUST CO
Jul 12, 2022Deed, Transfer · Conventional Mortgage
REPUBLIC BANK & TRUST
Jul 14, 2021Deed of Trust, Mortgage · Line of Credit
REPUBLIC BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 12, 2022 · Amount on Record
Deed SaleJul 12, 2022 · Amount on Record
Prior SaleJun 10, 2011 · Amount on Record
Deed Document Number698130
Deed Book / PageD1333 / 35
Record UpdatedJun 08, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address7410 CEDAR BLUFF CT, PROSPECT, KY 40059-7403
Transaction TypeMortgage
Record UpdatedMar 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7410 CEDAR BLUFF CT, PROSPECT, KY 40059-7403

Mortgage

Document Number0M2615/104
DateFeb 06, 2023
Book PageM2615/104
Instrument719324
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJan 27, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionOLDHAM KY
Recording DateJul 12, 2022
Property Address7410 CEDAR BLUFF CT, PROSPECT, KY 40059-7403
Document Number00D1333/35
Book / PageD1333 / 35
Map ReferenceMB 4 PG 57
Instrument DateJul 11, 2022
Instrument698130
Transaction TypeTransfer
Record UpdatedJul 26, 2022
Title CompanyLIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1901 SW PALM CITY RDF, 1901, STUART, FL 34994

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7410 CEDAR BLUFF CT, PROSPECT, KY 40059-7403

Mortgage

Document Number0000698133
DateJul 12, 2022
Instrument698133
Lender
NameREPUBLIC BANK & TRUST
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.62%
AdjustableAdjustable Rate Rider
Type Change DateAug 01, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.62%
Index1-Year LIBOR
Margin3
Max Rate9.62%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address7410 CEDAR BLUFF CT, PROSPECT, KY 40059-7403
Transaction TypeMortgage
Record UpdatedJul 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address7410 CEDAR BLUFF CT, PROSPECT, KY 40059-7403

Mortgage

Document NumberM2528/855
DateJul 14, 2021
Book PageM2528/855
Instrument645554
Lender
NameREPUBLIC BANK & TRUST CO
TypeBank
AddressLOUISVILLE, KY 40202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 08, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,292.00 (-0.41%)$995,000 (-) Land $120,000 Building $875,000$995,000 (-) Land $120,000 Building $875,000
2023$12,342.00$995,000 Land $120,000 Building $875,000$995,000 Land $120,000 Building $875,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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