7407 Cedar Bluff Ct, Prospect, KY 40059 Property Records

Louisville/Jefferson County Metro Government property record for 7407 Cedar Bluff Ct, Prospect, KY 40059 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 1997
Square Footage4,896 sqft Living Area
Lot Size31,058 sqft (0.713 acres)
GarageAttached, 720 sqft
OccupancyOwner Occupied
Tax Bill$8,427.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-29-04-101
Alternative APN
  • 63933

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Total Rooms10 Rooms
Building Area4,896 sqft Living Area
Basement Area2,503 sqft Basement
Family RoomFamily Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Construction TypeFrame Construction
Roof MaterialComposition Shingle Roof
Lot Area31,058 sqft (0.713 acres)
Parking Spaces3 Parking Spaces
Garage TypeAttached Garage
Garage Area720 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number63933
Street Address7407 CEDAR BLUFF CT
CityPROSPECT
StateKY
Zip40059-7404
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOUSE & .713AC
Legal SubdivisionESTATES OF HUNTING CREEK
Legal BlockSEC 4
Legal Lot Number101
JurisdictionOLDHAM KY
Minor Civil DivisionNORTHEAST JEFFERSON
Census Blockgroup2
Census Block2002
Census Tract10312

Owner

Source: Louisville/Jefferson County Metro Government records · APN 06-29-04-101

Assessment roll updated December 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7407 CEDAR BLUFF CT, PROSPECT, KY 40059-7404
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 06, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
1ST SIGNATURE LENDING LLC
Aug 30, 2017Deed of Trust, Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 15, 2020
Transfer DocD1246/359
Record RefreshedJun 08, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address7407 CEDAR BLUFF CT, PROSPECT, KY 40059-7404
Transaction TypeMortgage
Record UpdatedJan 04, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7407 CEDAR BLUFF CT, PROSPECT, KY 40059-7404

Mortgage

Document Number0M2610/798
DateDec 14, 2022
Book PageM2610/798
Instrument715223
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueDec 03, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOLDHAM KY
Recording DateMay 06, 2020
Property Address7407 CEDAR BLUFF CT, PROSPECT, KY 40059-7404
Document NumberD1246/359
Book / PageD1246 / 359
Map ReferenceMB 4 PG 57
Instrument DateApr 15, 2020
Instrument572168
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyVANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7407 CEDAR BLUFF CT, PROSPECT, KY 40059-7404

Mortgage

Document Number572169
DateMay 06, 2020
Instrument572169
Lender
Name1ST SIGNATURE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address7407 CEDAR BLUFF CT, PROSPECT, KY 40059-7404
Transaction TypeMortgage
Record UpdatedSep 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 529541
DateAug 30, 2017
Book PageM2275/060
Instrument529541
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCharlotte, NC 28273
Agreement
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 23, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
MunicipalityProspect City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,427.00 (+3.72%) Homeowner's exemption$730,000 (+4.29%) Land $130,000 Building $600,000$730,000 (+4.29%) Land $130,000 Building $600,000
2023$8,125.00 Homeowner's exemption$700,000 Land $110,000 Building $590,000$700,000 Land $110,000 Building $590,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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