Louisville/Jefferson County Metro Government property record for 7404 Cedar Bluff Ct, Prospect, KY 40059 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,029 sqft · built 1991 |
| Lot Size | 0.533 acres (23,217 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Mar 2026) |
| Tax Bill | $13,584 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2025 Sale & Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-29-04-84 |
| Primary APN | 06-29-04-84 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Building Area | 4,029 sqft Living Area |
| Basement Area | 2,442 sqft Basement |
| Family Room | Family Room |
| Stories | 1 Story |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 23,217 sqft (0.533 acres) |
| Driveway | Concrete Driveway |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached |
| Garage Area | 770 sqft Garage |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 72800 |
|---|---|
| Street Address | 7404 CEDAR BLUFF CT |
| City | PROSPECT |
| State | KY |
| Zip | 40059-7403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .533AC |
| Legal Subdivision | ESTATES OF HUNTING CREEK |
| Legal Block | SEC 4 |
| Legal Lot Number | 84 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | NORTHEAST JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10312 |
Source: Louisville/Jefferson County Metro Government records · APN 06-29-04-84
Assessment roll updated December 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7404 CEDAR BLUFF CT, PROSPECT, KY 40059-7403 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Aug 19, 2025 | Deed, Transfer · Line of Credit NORTHPOINTE BANK |
| May 07, 2024 | Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA |
| Jun 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK |
| Jun 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2026 · Amount on Record |
| Deed Sale | Mar 16, 2026 · Amount on Record |
| Prior Sale | Aug 19, 2025 · Amount on Record |
| Deed Document Number | 2026852950 |
| Deed Book / Page | 1435 / 530 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 7404 CEDAR BLUFF CT, PROSPECT, KY 40059-7403 |
| Transaction Type | Mortgage |
| Record Updated | Mar 25, 2026 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 124 S BIRCHWOOD AVE, LOUISVILLE, KY 40206-2628 |
| Document Number | 0M2735/690 |
|---|---|
| Date | Mar 16, 2026 |
| Book Page | M2735/690 |
| Instrument | 852953 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Aug 19, 2025 |
| Property Address | 7404 CEDAR BLUFF CT, PROSPECT, KY 40059-7403 |
| Document Number | 0D1419/145 |
| Book / Page | D1419 / 145 |
| Map Reference | MB 4 PG 57 |
| Instrument Date | Aug 15, 2025 |
| Instrument | 822076 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6900 FOXCROFT RD, PROSPECT, KY 40059-9443 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7404 CEDAR BLUFF CT, PROSPECT, KY 40059-7403 |
| Document Number | 0000822079 |
|---|---|
| Date | Aug 19, 2025 |
| Instrument | 822079 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | May 07, 2024 |
| Property Address | 7404 CEDAR BLUFF CT, PROSPECT, KY 40059-7403 |
| Document Number | 0D1381/450 |
| Book / Page | D1381 / 450 |
| Map Reference | MB 4 PG 57 |
| Instrument Date | Apr 29, 2024 |
| Instrument | 763207 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Title Company | LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3016 LONG CREEK WAY, LOUISVILLE, KY 40245-5305 |
| Name | Verified Name |
|---|---|
| Address | 7404 CEDAR BLUFF CT, PROSPECT, KY 40059-7403 |
| Document Number | 0000763211 |
|---|---|
| Date | May 07, 2024 |
| Instrument | 763211 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 7404 CEDAR BLUFF CT, PROSPECT, KY 40059-7403 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2474/546 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | M2474/546 |
| Instrument | 610846 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 7404 CEDAR BLUFF CT, PROSPECT, KY 40059-7403 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2019 |
| Name | Verified Name |
|---|
| Document Number | M2353/0302 |
|---|---|
| Date | Jun 25, 2019 |
| Book Page | M2353/0302 |
| Instrument | 553414 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jun 27, 2018 |
| Property Address | 7404 CEDAR BLUFF CT, PROSPECT, KY 40059-7403 |
| Document Number | D1194/0421 |
| Book / Page | D1194 / 0421 |
| Map Reference | MB4 PG57 |
| Instrument Date | Jun 22, 2018 |
| Instrument | 540477 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7404 CEDAR BLUFF CT, 7404, PROSPECT, KY 40059-7403 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 7404 CEDAR BLUFF CT, PROSPECT, KY 40059-7403 |
| Document Number | 540478 |
|---|---|
| Date | Jun 27, 2018 |
| Instrument | 540478 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: Louisville/Jefferson County Metro Government records · Assessment roll updated December 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County / Consolidated City | Louisville/Jefferson County Metro Government |
| Municipality | Prospect City |
| Unified School District | Jefferson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,584.00 (+51.88%) | $1,100,000 (+52.78%) Land $110,000 Building $990,000 | $1,100,000 (+52.78%) Land $110,000 Building $990,000 |
| 2023 | $8,944.00 | $720,000 Land $110,000 Building $610,000 | $720,000 Land $110,000 Building $610,000 |
Source: FEMA National Flood Hazard Layer, Louisville/Jefferson County Metro Government (21111C), updated January 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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