Merced County property record for 740 Bluff Dr, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,207 sqft · built 1991 |
| Lot Size | 0.158 acres (6,859 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Oct 2015) |
| Tax Bill | $3,918 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 431-210-005-000 |
| Primary APN | 431-210-005-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,207 sqft Living Area |
| Gross Area | 2,647 sqft |
| 1st Floor Area | 2,207 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 6,859 sqft (0.158 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 431-210-005 |
|---|---|
| Street Address | 740 BLUFF DR |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-5159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CRESTHILLS #2 - 3 LOT 214 |
| Legal Subdivision | CRESTHILLS 02 03 |
| Legal Lot Number | 214 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 2301 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 740 BLUFF DR, LOS BANOS, CA 93635-5159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 2015 · Amount on Record |
| Deed Sale | Oct 23, 2015 · Amount on Record |
| Deed Document Number | 201537303 |
| Prior Transfer Date | Apr 25, 2002 |
| Prior Transfer Doc | 0000001091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 740 BLUFF DR, LOS BANOS, CA 93635-5159 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 740 BLUFF DR, LOS BANOS, CA 93635-5159 |
| Document Number | 0000002377 |
|---|---|
| Date | Feb 3, 2023 |
| Instrument | 2023002377 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2053 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $338,083 (+2%) Land $60,369 Building $277,714 | |
| 2025 | $3,918.00 (+5.52%) | $331,455 (+4.04%) Land $59,186 Building $272,269 |
| 2023 | $3,713.00 (+2.01%) | $318,587 Land $56,889 Building $261,698 |
| 2022 | $3,640.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.4% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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