Merced County property record for 727 Bluff Dr, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,893 sqft · built 1992 |
| Lot Size | 0.215 acres (9,353 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Oct 2004) |
| Tax Bill | $5,478 (2025) |
| Deeds & Mortgages | Jul 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 431-210-015-000 |
| Primary APN | 431-210-015-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,893 sqft Living Area |
| Gross Area | 2,313 sqft |
| 1st Floor Area | 1,893 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 9,353 sqft (0.215 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 33 sqft |
| Patio Area | 33 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 431-210-015 |
|---|---|
| Street Address | 727 BLUFF DR |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-5134 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 |
| Legal Description | CRESTHILLS #2 - 3 LOT 271 |
| Legal Subdivision | CRESTHILLS 02 03 |
| Legal Lot Number | 271 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 2301 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 727 BLUFF DR, LOS BANOS, CA 93635-5134 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 27, 2004 · Amount on Record |
| Deed Sale | Oct 27, 2004 · Amount on Record |
| Deed Document Number | 200471422 |
| Last Transfer Date | Dec 28, 2006 |
| Transfer Doc | 0000002194 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 727 BLUFF DR, LOS BANOS, CA 93635-5134 |
| Document Number | 0000024201 |
| Instrument Date | Jul 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 727 BLUFF DR LOS BANOS CA 936355134, LOS BANOS, CA 93635-5134 |
| Document Number | 0000024201 |
|---|---|
| Date | Aug 8, 2018 |
| Instrument | 24201 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | FORT MILL, SC 29715 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 7, 2048 |
| Rate | 2% |
|---|
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $509,000 (+5.6%) Land $140,000 Building $369,000 | |
| 2025 | $5,478.00 (+15.57%) Homeowner's exemption | $482,000 (+14.63%) Land $140,000 Building $342,000 |
| 2023 | $4,740.00 (-7.46%) Homeowner's exemption | $420,500 Land $110,000 Building $310,500 |
| 2022 | $5,122.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 75% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
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