720 Bluff Dr, Los Banos, CA 93635 Property Records

Merced County property record for 720 Bluff Dr, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,921 sqft · built 1993
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on File
Tax Bill	$5,579 (2025)
Deeds & Mortgages	Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`431-200-017-000`

Property Details

APN / Parcel Number

Primary APN	`431-200-017-000`
Alternative APN	`083290030000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,921 sqft Living Area
Gross Area	2,401 sqft
1st Floor Area	1,417 sqft
2nd Floor Area	504 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	8,320 sqft (0.191 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	083290030000
Street Address	720 BLUFF DR
City	LOS BANOS
State	CA
Zip	93635-5121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTHILLS #1 POR LOT 36 (ADJ PARCEL 2)
Legal Subdivision	CRESTHILLS 01
Legal Lot Number	36
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	2
Census Block	2000
Census Tract	2301

Owner

Source: Merced County records · APN 431-200-017-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	720 BLUFF DR, LOS BANOS, CA 93635-5121
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 09, 2006
Deed Sale	May 09, 2006
Prior Sale	Feb 01, 2007
Deed Document Number	0000032943
Record Updated	Jun 07, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	720 BLUFF DR, LOS BANOS, CA 93635-5121
Document Number	0000018926
Instrument Date	Jun 08, 2018
Transaction Type	Mortgage
Record Updated	Jul 09, 2018
Title Company	UTOPIAN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	720 BLUFF DR LOS BANOS CA 936355121, LOS BANOS, CA 93635-5121

Mortgage

Document Number	0000018926
Date	Jun 22, 2018
Instrument	18926

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,579.00 (+5.28%) Homeowner's exemption	$491,261 (+4.04%) Land $95,508 Building $395,753
2023	$5,299.00 (+1.86%) Homeowner's exemption	$472,187 Land $91,800 Building $380,387
2022	$5,202.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 418 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF LOS BANOS serves 48,896 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.