736 Bluff Dr, Los Banos, CA 93635 Property Records

Merced County property record for 736 Bluff Dr, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,770 sqft · built 1990
Lot Size	0.156 acres (6,801 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,500 (Sep 2015)
Tax Bill	$3,532 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`431-210-004-000`

Property Details

APN / Parcel Number

Primary APN	`431-210-004-000`
Alternative APN	`083360004000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,770 sqft Living Area
Gross Area	2,257 sqft
1st Floor Area	1,770 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	6,801 sqft (0.156 acres)
Garage Type	Attached
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	109 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	083360004000
Street Address	736 BLUFF DR
City	LOS BANOS
State	CA
Zip	93635-5159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTHILLS #2 - 3 LOT 213
Legal Subdivision	CRESTHILLS 02 03
Legal Lot Number	213
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	2
Census Block	2000
Census Tract	2301

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	736 BLUFF DR, LOS BANOS, CA 93635-5159
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2015 · Amount on Record
Deed Sale	Sep 10, 2015 · Amount on Record
Prior Sale	Aug 19, 2011 · Amount on Record
Deed Document Number	2015-031828
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	736 BLUFF DR, LOS BANOS, CA 93635-5159
Transaction Type	Mortgage
Record Updated	Jan 12, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	736 BLUFF DR, LOS BANOS, CA 93635-5159

Mortgage

Document Number	0000054561
Date	Dec 10, 2021
Instrument	2021054561

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	736 BLUFF DR, LOS BANOS, CA 93635-5159
Document Number	0000032946
Instrument Date	Oct 3, 2019
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	736 BLUFF DR LOS BANOS CA 936355159, LOS BANOS, CA 93635-5159

Mortgage

Document Number	0000032946
Date	Oct 11, 2019
Instrument	32946

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 10, 2039

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,532.00 (+5.62%)	$295,942 (+4.04%) Land $59,186 Building $236,756
2023	$3,344.00 (+2.08%)	$284,452 Land $56,889 Building $227,563
2022	$3,276.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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