74 Ruth St, Geneva, OH 44041 Property Records

Ashtabula County property record for 74 Ruth St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1930
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$91,600 (Dec 2022)
Tax Bill	$3,286 (2025)
Deeds & Mortgages	Dec 2022 Transfer
Flood Zone	Zone X (moderate risk)
APN	`20-026-00-026-00`

Property Details

APN / Parcel Number

Primary APN	`20-026-00-026-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area
Gross Area	1,472 sqft
1st Floor Area	832 sqft
Basement Area	320 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2016
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	150 ft deep x 45 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	147 sqft
Deck Area	90 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	74 RUTH ST
City	GENEVA
State	OH
Zip	44041-1533
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17 SOUTH BROADWAY SUB
Legal Subdivision	SOUTH BROADWAY SUB
Legal Lot Number	17
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4008
Census Tract	900

Owner

74 Ruth St is owned and occupied by an individual who bought it in December 2022.

Source: Ashtabula County records, as of July 17, 2026

Owner of Record	Individual Name on File
Mailing Address	74 RUTH ST, GENEVA, OH 44041-1533
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2022 · Amount on File
Deed Sale	Dec 12, 2022 · Amount on File
Prior Sale	Jul 18, 2016 · Amount on File
Deed Document Number	202213072
Deed Book / Page	786 / 1977
Prior Transfer Date	Nov 23, 2022
Prior Transfer Doc	0000013072
Record Updated	Oct 29, 2026

December 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHTABULA OH
Recording Date	Dec 12, 2022
Property Address	74 RUTH ST, GENEVA, OH 44041-1533
Document Number	0000013072
Book / Page	786 / 1977
Map Reference	VOL 8 PG 47
Instrument Date	Nov 23, 2022
Instrument	2022-00013072
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 RUTH ST, GENEVA, OH 44041-1533

Tax Assessment & Valuation

The 2025 property tax bill for 74 Ruth St was $3,286, down 49.7% from the year before.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,286.00 (-49.71%)	$40,290 (-) Land $5,740 Building $34,550	$115,100 Land $16,400 Building $98,700
2024	$6,534.00 (+234.91%) Homeowner's exemption	$40,290 (-) Land $5,740 Building $34,550
2023	$1,951.00 (+15.58%)	$40,290 (+25.67%) Land $5,740 Building $34,550	$115,100 Land $16,400 Building $98,700
2022	$1,688.00	$32,060 Land $4,410 Building $27,650
2020			$91,600 Land $12,600 Building $79,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 74 Ruth St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 74 Ruth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20