Ashtabula County property record for 55 Ruth St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,262 sqft · built 1940 |
| Lot Size | 0.126 acres (5,480 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Jul 2022) |
| Tax Bill | $2,955 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-026-00-016-00 |
| Primary APN | 20-026-00-016-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,262 sqft Living Area |
| Gross Area | 1,700 sqft |
| 1st Floor Area | 660 sqft |
| Basement Area | 222 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Old Style |
| Exterior Material | Brick |
| Lot Area | 5,480 sqft (0.126 acres) |
| Lot Dimensions | 109 ft deep x 50 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 55 RUTH ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1532 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20 & 21 SOUTH BROADWAY |
| Legal Subdivision | KLINGERS SOUTH BROADWAY SUBDIVISION |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 900 |
55 Ruth St is owned by an individual who bought it in July 2022.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 EASTON OVAL, COLUMBUS, OH 43219-6010 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Nov 27, 2019 | Deed of Trust, Mortgage · Commercial Mortgage LAKEVIEW FCU |
| Jul 30, 2018 | Warranty Deed, Transfer ENTERPRISE TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2022 · Amount on File |
| Deed Sale | Jul 22, 2022 · Amount on File |
| Prior Sale | Jul 30, 2018 · Amount on File |
| Deed Document Number | 20227868 |
| Deed Book / Page | 776 / 1525 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Jul 22, 2022 |
| Property Address | 55 RUTH ST, GENEVA, OH 44041-1532 |
| Document Number | 0000007868 |
| Book / Page | 776 / 1525 |
| Map Reference | VOL 8 PG 47 |
| Instrument Date | Jul 20, 2022 |
| Instrument | 202200007868 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2022 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 RUTH ST, GENEVA, OH 44041-1532 |
| Document Number | 0007761529 |
|---|---|
| Date | Jul 22, 2022 |
| Instrument | 776/1529 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 55 RUTH ST, GENEVA, OH 44041-1532 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000012190 |
|---|---|
| Date | Nov 27, 2019 |
| Book Page | 697/1912 |
| Instrument | 201900012190 |
| Name | LAKEVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ASHTABULA, OH 44004 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Jul 30, 2018 |
| Property Address | 55 RUTH ST, GENEVA, OH 44041-1532 |
| Document Number | 0000007470 |
| Book / Page | 000664 / 001438 |
| Instrument Date | Jul 30, 2018 |
| Instrument | 7470 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $208.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 RUTH ST GENEVA OH 440411532, GENEVA, OH 44041-1532 |
The 2025 property tax bill for 55 Ruth St was $2,955.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,955.00 | $36,230 Land $5,500 Building $30,730 | $103,500 Land $15,700 Building $87,800 |
| 2023 | $1,755.00 (+21.45%) | $36,230 (+25.75%) Land $5,500 Building $30,730 | $103,500 Land $15,700 Building $87,800 |
| 2022 | $1,445.00 | $28,810 Land $4,200 Building $24,610 | |
| 2020 | $82,300 Land $12,000 Building $70,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 55 Ruth St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Ruth St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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