Ashtabula County property record for 54 Ruth St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,067 sqft · built 1930 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $90,000 (Jul 2020) |
| Tax Bill | $2,978 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-026-00-024-00 |
| Primary APN | 20-026-00-024-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,067 sqft Living Area |
| Gross Area | 1,228 sqft |
| 1st Floor Area | 480 sqft |
| Basement Area | 91 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Area | 180 sqft |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 94 sqft |
| Deck Area | 30 sqft |
| Patio Area | 30 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 54 RUTH ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15 SOUTH BROADWAY SUB |
| Legal Subdivision | SOUTH BROADWAY SUB |
| Legal Lot Number | 15 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 900 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 6850 MILLER RD, BRECKSVILLE, OH 44141-3222 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Line of Credit LAKEVIEW FCU |
| Jul 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 24, 2020 · Amount on Record |
| Deed Sale | Jul 24, 2020 · Amount on Record |
| Deed Document Number | 20207162 |
| Deed Book / Page | 714 / 650 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 54 RUTH ST, GENEVA, OH 44041-1533 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000009076 |
|---|---|
| Date | Aug 23, 2022 |
| Book Page | 778/2603 |
| Instrument | 2022-00009076 |
| Name | LAKEVIEW FCU |
|---|---|
| Type | Credit Union |
| Address | ASHTABULA, OH 44004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 22, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Jul 24, 2020 |
| Property Address | 54 RUTH ST, GENEVA, OH 44041-1533 |
| Document Number | 0000007162 |
| Book / Page | 714 / 650 |
| Map Reference | VOL 8 PG 47 |
| Instrument Date | Jul 23, 2020 |
| Instrument | 202000007162 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2022 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 54 RUTH ST, GENEVA, OH 44041-1533 |
| Document Number | 0000714652 |
|---|---|
| Date | Jul 24, 2020 |
| Instrument | 714/652 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,978.00 (+68.34%) | $36,510 (-) Land $6,370 Building $30,140 | $104,300 (-) Land $18,200 Building $86,100 |
| 2023 | $1,769.00 (+23.97%) Homeowner's exemption | $36,510 (+25.81%) Land $6,370 Building $30,140 | $104,300 (+25.81%) Land $18,200 Building $86,100 |
| 2022 | $1,427.00 Homeowner's exemption | $29,020 Land $4,900 Building $24,120 | |
| 2020 | $82,900 Land $14,000 Building $68,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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