Ashtabula County property record for 86 Ruth St, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,038 sqft · built 1930 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,886 (2025) |
| Deeds & Mortgages | Nov 2025 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 20-026-00-027-00 |
| Primary APN | 20-026-00-027-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,038 sqft Living Area |
| Gross Area | 1,368 sqft |
| 1st Floor Area | 540 sqft |
| Upper Floors Area | 270 sqft |
| Basement Area | 204 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 150 ft deep x 87 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 1,280 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 156 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 86 RUTH ST |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-1533 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18 & 19 SOUTHBROADWAY SUB |
| Legal Subdivision | BROADWAY SUB |
| Legal Lot Number | 18,19 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 900 |
Source: Ashtabula County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 86 RUTH ST, GENEVA, OH 44041-1533 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 26, 2008 |
| Transfer Doc | 0000011124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Nov 19, 2025 |
| Property Address | 86 RUTH ST, GENEVA, OH 44041-1533 |
| Document Number | 0000011339 |
| Book / Page | 858 / 1325 |
| Map Reference | VOL 8 PG 47 |
| Instrument Date | Nov 17, 2025 |
| Instrument | 2025-00011339 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,886.00 (+126.32%) | $47,640 (-) Land $9,980 Building $37,660 | $136,100 (-) Land $28,500 Building $107,600 |
| 2024 | $1,717.00 (-8.72%) Homeowner's exemption Senior Citizen's exemption | $47,640 (-) Land $9,980 Building $37,660 | |
| 2023 | $1,881.00 (+31.63%) Homeowner's exemption | $47,640 (+26%) Land $9,980 Building $37,660 | $136,100 (+26.02%) Land $28,500 Building $107,600 |
| 2022 | $1,429.00 Homeowner's exemption | $37,810 Land $7,670 Building $30,140 | |
| 2020 | $108,000 Land $21,900 Building $86,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1979–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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