43 Ruth St, Geneva, OH 44041 Property Records

Ashtabula County property record for 43 Ruth St, Geneva, OH 44041

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,381 sqft · built 1935
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$89,900 (Dec 2019)
Tax Bill	$3,024 (2025)
Deeds & Mortgages	Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`20-026-00-017-00`

Property Details

APN / Parcel Number

Primary APN	`20-026-00-017-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,381 sqft Living Area
Gross Area	1,891 sqft
1st Floor Area	888 sqft
Basement Area	30 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	110 ft deep x 50 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	43 RUTH ST
City	GENEVA
State	OH
Zip	44041-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	20 & 21 SOUTH BROADWAY
Legal Subdivision	SOUTH BROADWAY SUB/KLINGERS
Legal Lot Number	20,21
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	4
Census Block	4007
Census Tract	900

Owner

43 Ruth St is owned and occupied by an individual who bought it in December 2019.

Source: Ashtabula County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	43 RUTH ST, GENEVA, OH 44041-1532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2019 · Amount on File
Deed Sale	Dec 19, 2019 · Amount on File
Prior Sale	Oct 13, 2006 · Amount on File
Deed Document Number	201912996
Deed Book / Page	699 / 520
Prior Transfer Date	Jan 11, 2014
Prior Transfer Doc	0000002052
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHTABULA OH
Recording Date	Dec 19, 2019
Property Address	43 RUTH ST, GENEVA, OH 44041-1532
Document Number	0000012996
Book / Page	000699 / 000520
Instrument Date	Dec 18, 2019
Instrument	12996
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	PROGRESSIVE LAND TITLE AGENCY, PROGRESSIVE LAND TITLE AGCY

Transaction

Amount	Amount on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 RUTH ST GENEVA OH 440411532, GENEVA, OH 44041-1532

Tax Assessment & Valuation

The 2025 property tax bill for 43 Ruth St was $3,024 with a disabled person's exemption.

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,024.00	$37,070 Land $5,500 Building $31,570	$105,900 Land $15,700 Building $90,200
2023	$1,371.00 (+34.15%) Homeowner's exemption	$37,070 (+25.79%) Land $5,500 Building $31,570	$105,900 Land $15,700 Building $90,200
2022	$1,022.00 Homeowner's exemption	$29,470 Land $4,200 Building $25,270
2020			$84,200 Land $12,000 Building $72,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 43 Ruth St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Ruth St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20