King County property record for 738 N 81st St, Seattle, WA 98103
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,990 sqft · built 1919 |
| Lot Size | 0.117 acres (5,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,175,000 (Oct 2025) |
| Tax Bill | $12,330 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 643000-0435 |
| Primary APN | 643000-0435 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,990 sqft Living Area |
| Gross Area | 2,920 sqft |
| 1st Floor Area | 1,330 sqft |
| Upper Floors Area | 660 sqft |
| Basement Area | 930 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Lot Area | 5,100 sqft (0.117 acres) |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 643000043502 |
|---|---|
| Street Address | 738 N 81ST ST |
| City | SEATTLE |
| State | WA |
| Zip | 98103-4316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR3 |
| Legal Description | OSNERS 1ST ADD W 15 FT OF 7 & ALL 8 & E 5 FT OF 9 |
| Legal Range | 04 |
| Legal Township | 25 |
| Legal Section | 06 |
| Legal Subdivision | OSNERS 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 7-8-9 |
| Jurisdiction | KING WA |
| Township / Civil Division | SEATTLE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 2800 |
738 N 81st St is owned and occupied by two individuals who bought it in October 2025.
Source: King County records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 738 N 81ST ST, SEATTLE, WA 98103-4316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Oct 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| May 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SEATTLE METROPOLITAN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on File |
| Deed Sale | Oct 3, 2025 · Amount on File |
| Deed Document Number | 2025274 |
| Prior Transfer Date | Jun 16, 2015 |
| Prior Transfer Doc | 0000000383 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 738 N 81ST ST, SEATTLE, WA 98103-4316 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000002189 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | 20210208002189 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Oct 3, 2025 |
| Property Address | 738 N 81ST ST, SEATTLE, WA 98103-4316 |
| Document Number | 0000000274 |
| Map Reference | VOL 10 PG 41 |
| Instrument Date | Sep 24, 2025 |
| Instrument | 20251003000274 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | CW TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,975.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 738 N 81ST ST, SEATTLE, WA 98103-4316 |
| Document Number | 0000000275 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 20251003000275 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 738 N 81ST ST, SEATTLE, WA 98103-4316 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000483 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 20191127000483 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 738 N 81ST ST, SEATTLE, WA 98103-4316 |
| Document Number | 0000000532 |
| Instrument Date | May 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 738 N 81ST ST SEATTLE WA 981034316, SEATTLE, WA 98103-4316 |
| Document Number | 0000000532 |
|---|---|
| Date | Jun 1, 2017 |
| Instrument | 201706010532 |
| Name | SEATTLE METROPOLITAN CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98134 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 31, 2037 |
The 2026 property tax bill for 738 N 81st St was $12,330.
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Seattle City |
| Unified School District | Seattle Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,330.00 | ||
| 2025 | $1,171,000 (+11.31%) Land $696,000 Building $475,000 | $1,171,000 (+11.31%) Land $696,000 Building $475,000 | |
| 2024 | $10,364.00 | $1,052,000 Land $736,000 Building $316,000 | $1,052,000 Land $736,000 Building $316,000 |
| 2022 | $9,708.00 | $1,111,000 Land $649,000 Building $462,000 | $1,111,000 Land $649,000 Building $462,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 738 N 81st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 738 N 81st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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