King County property record for 746 N 81st St, Seattle, WA 98103
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,950 sqft · built 2009 |
| Lot Size | 0.07 acres (3,061 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,110,000 (Jun 2018) |
| Tax Bill | $10,290 (2026) |
| Deeds & Mortgages | Jul 2026 Transfer Nov 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 643000-0420 |
| Primary APN | 643000-0420 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Stories | 2 Stories |
| Building Area | 1,950 sqft Living Area |
| Gross Area | 2,230 sqft |
| 1st Floor Area | 800 sqft |
| 2nd Floor Area | 670 sqft |
| Basement Area | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Townhouse |
| Lot Area | 3,061 sqft (0.07 acres) |
| Garage Type | Attached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 130 sqft |
| Heating System | Floor/Wall Furnace |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 643000042009 |
|---|---|
| Street Address | 746 N 81ST ST |
| City | SEATTLE |
| State | WA |
| Zip | 98103-4316 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NR3 |
| Legal Description | OSNERS 1ST ADD PARCEL A SEATTLE LBA #3010188 REC #20090527900007 SD LBA DAF - W 1/2 OF LOT 4 TGW ALL OF LOT 5 BLK 3 SD ADD |
| Legal Range | 04 |
| Legal Township | 25 |
| Legal Section | 06 |
| Legal Subdivision | OSNERS 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 4-5 |
| Jurisdiction | KING WA |
| Township / Civil Division | SEATTLE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 2800 |
746 N 81st St, a townhouse, is owned and occupied by an individual who acquired it in July 2026.
Source: King County records, as of October 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 746 N 81ST ST, SEATTLE, WA 98103-4316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 23, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Sep 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Jun 5, 2018 | Warranty Deed, Transfer · ARM US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2018 · Amount on File |
| Deed Sale | Jun 5, 2018 · Amount on File |
| Prior Sale | Mar 12, 2010 · Amount on File |
| Deed Document Number | 2018779 |
| Last Transfer Date | Jul 17, 2026 |
| Transfer Doc | 0000000017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Jul 23, 2026 |
| Property Address | 746 N 81ST ST, SEATTLE, WA 98103-4316 |
| Document Number | 0000000017 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202617 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $1,010.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 746 N 81ST ST, SEATTLE, WA 98103-4316 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 746 N 81ST ST, SEATTLE, WA 98103-4316 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000460 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | 20191126000460 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Dec 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8% |
| Index | 1-Year CMT |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 746 N 81ST ST, SEATTLE, WA 98103-4316 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002281 |
|---|---|
| Date | Jul 12, 2021 |
| Instrument | 20210712002281 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 176 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 746 N 81ST ST, SEATTLE, WA 98103-4316 |
| Document Number | 0000001910 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 746 N 81ST ST SEATTLE WA 981034316, SEATTLE, WA 98103-4316 |
| Document Number | 0000001910 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 202012171910 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 16, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Jun 5, 2018 |
| Property Address | 746 N 81ST ST, SEATTLE, WA 98103-4316 |
| Document Number | 0000000779 |
| Map Reference | VOL 10 PG 41 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 20180605000779 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,763.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 746 N 81ST ST, SEATTLE, WA 98103-4316 |
| Document Number | 0000000780 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 20180605000780 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Jul 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
| Document Number | 0000000781 |
|---|---|
| Date | Jun 5, 2018 |
| Instrument | 20180605000781 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Jul 1, 2048 |
The 2026 property tax bill for 746 N 81st St was $10,290.
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Seattle City |
| Unified School District | Seattle Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,290.00 | ||
| 2025 | $989,000 (+8.68%) Land $273,000 Building $716,000 | $989,000 (+8.68%) Land $273,000 Building $716,000 | |
| 2024 | $8,833.00 | $910,000 Land $327,000 Building $583,000 | $910,000 Land $327,000 Building $583,000 |
| 2022 | $7,827.00 | $901,000 Land $289,000 Building $612,000 | $901,000 Land $289,000 Building $612,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 746 N 81st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 746 N 81st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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