King County property record for 730 N 81st St, Seattle, WA 98103
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 2,140 sqft · built 1926 |
| Lot Size | 0.129 acres (5,610 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,139,500 (Jan 2023) |
| Tax Bill | $13,160 (2026) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 643000-0445 |
| Primary APN | 643000-0445 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,140 sqft Living Area |
| Gross Area | 3,080 sqft |
| 1st Floor Area | 1,270 sqft |
| Upper Floors Area | 870 sqft |
| Basement Area | 940 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Lot Area | 5,610 sqft (0.129 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 160 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 643000044500 |
|---|---|
| Street Address | 730 N 81ST ST |
| City | SEATTLE |
| State | WA |
| Zip | 98103-4316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR3 |
| Legal Description | OSNERS 1ST ADD W 25 FT OF 9 & ALL 10 |
| Legal Range | 04 |
| Legal Township | 25 |
| Legal Section | 06 |
| Legal Subdivision | OSNERS 1ST ADD |
| Legal Block | 3 |
| Legal Lot Number | 9-10 |
| Jurisdiction | KING WA |
| Township / Civil Division | SEATTLE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 2800 |
730 N 81st St is owned and occupied by an individual who bought it in January 2023.
Source: King County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 730 N 81ST ST, SEATTLE, WA 98103-4316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage FIRST TECHNOLOGY FEDERAL CU |
| May 16, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 24, 2023 · Amount on File |
| Deed Sale | Jan 24, 2023 · Amount on File |
| Prior Sale | Jan 18, 1985 · Amount on File |
| Deed Document Number | 2023435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WA |
| Recording Date | Jan 24, 2023 |
| Property Address | 730 N 81ST ST, SEATTLE, WA 98103-4316 |
| Document Number | 0000000435 |
| Map Reference | VOL 10 PG 41 |
| Instrument Date | Jan 12, 2023 |
| Instrument | 20230124000435 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Title Company | CW TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $19,343.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 730 N 81ST ST, SEATTLE, WA 98103-4316 |
| Document Number | 0000000436 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 20230124000436 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Type Change Date | Feb 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 1.87% |
| Max Rate At Change | 10.6% |
| Index | 5-Year TN |
| Max Rate | 10.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WA |
| Property Address | 730 N 81ST ST, SEATTLE, WA 98103-4316 |
| Document Number | 0000000934 |
| Instrument Date | May 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 730 N 81ST ST SEATTLE WA 981034316, SEATTLE, WA 98103-4316 |
| Document Number | 0000000934 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 201706150934 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 730 N 81st St was $13,160, up 28.7% from the year before.
Source: King County assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | King County |
| Municipality | Seattle City |
| Unified School District | Seattle Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,160.00 (+28.69%) | ||
| 2025 | $10,226.00 | $1,245,000 (+21.23%) Land $716,000 Building $529,000 | $1,245,000 (+21.23%) Land $716,000 Building $529,000 |
| 2024 | $10,226.00 | $1,027,000 Land $751,000 Building $276,000 | $1,027,000 Land $751,000 Building $276,000 |
| 2022 | $9,489.00 | $1,084,000 Land $661,000 Building $423,000 | $1,084,000 Land $661,000 Building $423,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 730 N 81st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 730 N 81st St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 1,119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| CenturyLink Fiber · DSL in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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