744 N 81st St, Seattle, WA 98103 Property Records

King County property record for 744 N 81st St, Seattle, WA 98103

Property Summary

Property Type	Townhouse
Details	3 bd · 2.25 ba · 1,560 sqft · built 2009
Lot Size	0.035 acres (1,530 sqft)
Owner	2 Individual Names on File
Last Sale	$851,000 (Nov 2017)
Tax Bill	$8,839 (2026)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`643000-0421`

Property Details

APN / Parcel Number

Primary APN	`643000-0421`
Alternative APN	`643000042108`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	2 Half Baths
Units	2 Units
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	590 sqft
2nd Floor Area	440 sqft
Upper Floors Area	440 sqft
Basement Area	530 sqft
Finished Basement	530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Townhouse
Lot Area	1,530 sqft (0.035 acres)
Garage Type	Detached
Garage Area	160 sqft
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	643000042108
Street Address	744 N 81ST ST
City	SEATTLE
State	WA
Zip	98103-4316
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	NR3
Legal Description	OSNERS 1ST ADD PARCEL B SEATTLE LBA #3010188 REC #20090527900007 SD LBA DAF - W 1/2 OF LOT 4 TGW ALL OF LOT 5 BLK 3 SD ADD
Legal Range	04
Legal Township	25
Legal Section	06
Legal Subdivision	OSNERS 1ST ADD
Legal Block	3
Legal Lot Number	4-5
Jurisdiction	KING WA
Township / Civil Division	SEATTLE
Census Block Group	4
Census Block	4015
Census Tract	2800

Owner

744 N 81st St, a townhouse, is owned and occupied by two individuals who bought it in November 2017.

Source: King County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	744 N 81ST ST, SEATTLE, WA 98103-4316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Nov 22, 2017	Warranty Deed, Transfer · ARM UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2017 · Amount on File
Deed Sale	Nov 22, 2017 · Amount on File
Prior Sale	Apr 6, 2010 · Amount on File
Deed Document Number	20171573
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KING WA
Property Address	744 N 81ST ST, SEATTLE, WA 98103-4316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003322
Date	Nov 17, 2020
Instrument	20201117003322

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KING WA
Recording Date	Nov 22, 2017
Property Address	744 N 81ST ST, SEATTLE, WA 98103-4316
Document Number	0000001573
Map Reference	DOC20090527900007
Instrument Date	Nov 16, 2017
Instrument	20171122001573
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 N 81ST ST, SEATTLE, WA 98103-4316

Mortgage

Document Number	0000001574
Date	Nov 22, 2017
Instrument	20171122001574

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	8.62%

Tax Assessment & Valuation

The 2026 property tax bill for 744 N 81st St was $8,839.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Washington
County	King County
Municipality	Seattle City
Unified School District	Seattle Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,839.00
2025		$865,000 (+10.33%) Land $273,000 Building $592,000	$865,000 (+10.33%) Land $273,000 Building $592,000
2024	$7,462.00	$784,000 Land $327,000 Building $457,000	$784,000 Land $327,000 Building $457,000
2022	$6,535.00	$776,000 Land $289,000 Building $487,000	$776,000 Land $289,000 Building $487,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 744 N 81st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 744 N 81st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEATTLE PUBLIC UTILITIES serves 1,161,961 people · EPA ID WA5377050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 936 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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