727 N 81st St, Seattle, WA 98103 Property Records

King County property record for 727 N 81st St, Seattle, WA 98103

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,050 sqft · built 1942
Lot Size0.094 acres (4,080 sqft)
Owner2 Individual Names on File
Last Sale$805,000 (Dec 2025)
Tax Bill$8,599 (2026)
Deeds & MortgagesSep 2025 Line of Credit
Dec 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN643000-0345

Property Details

APN / Parcel Number

Primary APN643000-0345
Alternative APN
  • 643000034501

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,050 sqft Living Area
Gross Area1,860 sqft
1st Floor Area930 sqft
Basement Area730 sqft
Finished Basement120 sqft
Unfinished Basement610 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Lot Area4,080 sqft (0.094 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number643000034501
Street Address727 N 81ST ST
CitySEATTLE
StateWA
Zip98103-4315
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionOSNERS 1ST ADD E 10 FT OF 29 & ALL 30
Legal Range04
Legal Township25
Legal Section06
Legal SubdivisionOSNERS 1ST ADD
Legal Block2
Legal Lot Number29-30
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group1
Census Block1002
Census Tract2800

Owner

727 N 81st St is owned by two individuals who bought it in December 2025.

Source: King County records, as of July 7, 2026

Owner of Record2 Individual Names on File
Mailing Address8595 MARY AVE NW, SEATTLE, WA 98117-3439
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Deed of Trust, Mortgage · Line of Credit
BOEING EMPLOYEES CU
Dec 22, 2025Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Dec 27, 2021Transfer on Death Deed, Transfer
Sep 29, 2017Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2025 · Amount on File
Deed SaleDec 22, 2025 · Amount on File
Prior SaleSep 29, 2017 · Amount on File
Deed Document Number2025474
Prior Transfer DateApr 26, 1994
Prior Transfer Doc0000002186
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address727 N 81ST ST, SEATTLE, WA 98103-4315
Transaction TypeMortgage
Record UpdatedDec 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address727 N 81ST ST, SEATTLE, WA 98103-4315

Mortgage

Document Number0000000899
DateSep 25, 2025
Instrument20250925000899
Lender
NameBOEING EMPLOYEES CU
TypeCredit Union
AddressSEATTLE, WA 98124
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueSep 19, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateDec 22, 2025
Property Address727 N 81ST ST, SEATTLE, WA 98103-4315
Document Number0000000474
Map ReferenceVOL 10 PG 41
Instrument DateDec 19, 2025
Instrument20251222000474
Transaction TypeTransfer
Record UpdatedDec 31, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY MT, FIRST AMER TITLE INS COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$13,389.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8595 MARY AVE NW, SEATTLE, WA 98117-3439

Mortgage

Document Number0000000475
DateDec 22, 2025
Instrument20251222000475
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2056

December 2021: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionKING WA
Recording DateDec 27, 2021
Property Address727 N 81ST ST, SEATTLE, WA 98103-4315
Document Number0000000838
Instrument DateDec 17, 2021
Instrument20211227000838
Transaction TypeTransfer
Record UpdatedJan 6, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKING WA
Recording DateSep 29, 2017
Property Address727 N 81ST ST, SEATTLE, WA 98103-4315
Document Number0000001814
Map ReferenceVOL10 PG41
Instrument DateSep 26, 2017
Instrument20170929001814
Transaction TypeTransfer
Record UpdatedJul 30, 2021
Title CompanyWFG NATL TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address727 N 81ST ST, SEATTLE, WA 98103-4315

Mortgage

Document Number0000001815
DateSep 29, 2017
Instrument20170929001815
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 727 N 81st St was $8,599.

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,599.00
2025$805,000 (+9.97%) Land $626,000 Building $179,000$805,000 (+9.97%) Land $626,000 Building $179,000
2024$7,322.00$732,000 Land $702,000 Building $30,000$732,000 Land $702,000 Building $30,000
2022$6,787.00$773,000 Land $618,000 Building $155,000$773,000 Land $618,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 727 N 81st St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 727 N 81st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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