729 Tower Dr, Richmond, KY 40475 Property Records

Madison County property record for 729 Tower Dr, Richmond, KY 40475

Property Summary

Property Type	Other
Owner	Individual Name on Record
Last Sale	$249,900 (Dec 2021)
Tax Bill	$2,356 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0070-0035-0123`

Property Details

APN / Parcel Number

Primary APN	`0070-0035-0123`
Alternative APNs	`132169` `95013` `61986`

Location & Zoning

Account Number	61986
Street Address	729 TOWER DR
City	RICHMOND
State	KY
Zip	40475-8351
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ORCHARD HILLS LOT 123 PH 4
Legal Phase	4
Legal Lot Number	123
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	3
Census Block	3010
Census Tract	10901

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	729 TOWER DR, RICHMOND, KY 40475-8351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2021 · Amount on Record
Deed Sale	Dec 1, 2021 · Amount on Record
Deed Document Number	2014066319
Deed Book / Page	D815 / 90
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Dec 1, 2021
Property Address	729 TOWER DR, RICHMOND, KY 40475-8351
Document Number	000D815/90
Book / Page	D815 / 90
Map Reference	MB D801 PG 102
Instrument Date	Nov 29, 2021
Instrument	2014066319
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 9, 2025
Title Company	BRIDGE TRUST TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2012 LONG MEADOW CT, RICHMOND, KY 40475-8695

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 TOWER DR, RICHMOND, KY 40475-8351

Mortgage

Document Number	2014066322
Date	Dec 1, 2021
Instrument	2014066322

Lender

Name	L&N FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2036
Min Rate At Change	4%
Index	10-Year TN
Max Rate	10%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,356.00 (-2.81%) Additional exemption filed	$249,900 (-)	$249,900 (-)
2023	$2,424.00 (-0.29%)	$249,900 (-)	$249,900 (-)
2022	$2,431.00	$249,900	$249,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20