737 Emory St, Flora, IL 62839 Property Records

Clay County property record for 737 Emory St, Flora, IL 62839 · Last verified July 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 899 sqft · built 1946
Lot Size	0.166 acres (7,247 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Apr 2026)
Tax Bill	$164 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Mar 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`10-36-205-007`

Property Details

APN / Parcel Number

Primary APN	`10-36-205-007`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	899 sqft Living Area
Basement Area	899 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Roof Material	Shingle
Lot Area	7,247 sqft (0.166 acres)
Garage Type	Mixed
Garage Area	528 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	737 EMORY ST
City	FLORA
State	IL
Zip	62839-2708
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	M T SNYDER ADDN BLOCK E LOT 7
Legal Subdivision	M T SNYDER ADD
Legal Block	E
Legal Lot Number	7
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2093
Census Tract	972100

Owner

Source: Clay County records · APN 10-36-205-007

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	737 EMORY ST, FLORA, IL 62839-2708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 06, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Mar 05, 2026	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 06, 2026 · Amount on Record
Deed Sale	Apr 06, 2026 · Amount on Record
Prior Sale	Jul 11, 2011 · Amount on Record
Deed Document Number	2026635
Prior Transfer Date	Jul 24, 2025
Prior Transfer Doc	0000212236
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Apr 06, 2026
Property Address	737 EMORY ST, FLORA, IL 62839-2708
Document Number	0000000635
Instrument Date	Apr 06, 2026
Instrument	2026635
Transaction Type	Transfer
Record Updated	Apr 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$12,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	737 EMORY ST, FLORA, IL 62839-2708

Mortgage

Document Number	0000000636,
Date	Apr 06, 2026
Instrument	2026636

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000000637,
Date	Apr 06, 2026
Instrument	2026637

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	May 01, 2036

Interest

Rate	6.01%
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Mar 05, 2026
Property Address	737 EMORY ST, FLORA, IL 62839-2708
Document Number	D202600412
Instrument Date	Mar 03, 2026
Instrument	D202600412
Transaction Type	Transfer
Record Updated	Apr 01, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7452 OLD HIGHWAY 50, FLORA, IL 62839-3395

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	911 BUCKEYE RD, FLORA, IL 62839-3032
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$23,283 (+11.45%) Land $1,980 Building $21,303	$69,849 (+11.45%) Land $5,940 Building $63,909
2024	$164.00 (-14.58%)	$20,891 (+18.42%) Land $1,777 Building $19,114	$62,673 (+18.42%) Land $5,331 Building $57,342
2022	$192.00 (+7.87%) Homeowner's exemption Senior Citizen's exemption	$17,642 Land $1,501 Building $16,141	$52,926 Land $4,503 Building $48,423
2021	$178.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	500 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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