Clay County property record for 430 Emory St, Flora, IL 62839
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1 acres (43,684 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $27,000 (Oct 2021) |
| Tax Bill | $380 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-403-023 |
| Primary APN | 10-25-403-023 |
|---|
| Lot Area | 43,684 sqft (1 acres) |
|---|
| Street Address | 430 EMORY ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2742 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | J L BLACK'S SUB DIV E/2 LOTS 13 & 14 |
| Legal Subdivision | J L BLACKS SUB DIV |
| Legal Lot Number | 13-14 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 430 EMORY ST, FLORA, IL 62839-2742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Prior Sale | Jul 28, 2015 · Amount on Record |
| Deed Document Number | 2021203133 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Oct 12, 2021 |
| Property Address | 430 EMORY ST, FLORA, IL 62839-2742 |
| Document Number | 0000203133 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 203133 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 430 EMORY ST, FLORA, IL 62839-2742 |
| Document Number | 0000203134 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 203134 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4% |
|---|
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $380.00 (+21.79%) Homeowner's exemption | $10,973 (+32.01%) Land $3,695 Building $7,278 | $32,919 (+32.01%) Land $11,085 Building $21,834 |
| 2024 | $312.00 (+41.82%) | ||
| 2022 | $220.00 (+197.3%) Homeowner's exemption | $8,312 Land $2,798 Building $5,514 | $24,936 Land $8,394 Building $16,542 |
| 2021 | $74.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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