Clay County property record for 440 Emory St, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1.5 ba · 1,664 sqft · built 1981 |
| Lot Size | 0.389 acres (16,966 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $42,000 (Sep 2014) |
| Tax Bill | $1,367 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-404-007 |
| Primary APN | 10-25-404-007 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,664 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 16,966 sqft (0.389 acres) |
| Garage Area | 1,014 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 242 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 440 EMORY ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2742 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | W S ROBINSON'S ADDN E 115' LOTS 2 & 3 |
| Legal Subdivision | W S ROBINSONS ADD |
| Legal Lot Number | 2-3 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 972100 |
Source: Clay County records, as of October 15, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 440 EMORY ST, FLORA, IL 62839-2742 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2014 · Amount on Record |
| Deed Sale | Sep 19, 2014 · Amount on Record |
| Deed Document Number | 2014184272 |
| Record Updated | Oct 29, 2026 |
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,367.00 (+9.1%) Homeowner's exemption | $23,859 (+31.99%) Land $3,960 Building $19,899 | $71,577 (+31.99%) Land $11,880 Building $59,697 |
| 2024 | $1,253.00 (+8.96%) | ||
| 2022 | $1,150.00 (+10.36%) Homeowner's exemption | $18,077 Land $2,999 Building $15,078 | $54,231 Land $8,997 Building $45,234 |
| 2021 | $1,042.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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