Clay County property record for 730 Emory St, Flora, IL 62839 · Last verified August 2026
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 ba · 702 sqft · built 1940 |
| Lot Size | 0.165 acres (7,205 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,500 (May 2018) |
| Tax Bill | $627 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-36-204-004 |
| Primary APN | 10-36-204-004 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 702 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Shingle |
| Lot Area | 7,205 sqft (0.165 acres) |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 12 sqft |
| Street Address | 730 EMORY ST |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2718 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | M T SNDYER ADDN BLOCK D LOT 4 |
| Legal Subdivision | M T SNDYER ADD |
| Legal Block | D |
| Legal Lot Number | 4 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 2 |
| Census Block | 2092 |
| Census Tract | 972100 |
Source: Clay County records · APN 10-36-204-004
Assessment roll updated September 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 730 EMORY ST, FLORA, IL 62839-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 26, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CLAY CITY BANKING CO |
| Oct 20, 2022 | Transfer on Death Deed, Transfer |
| Jan 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CLAY COUNTY STATE BANK |
| May 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage CLAY COUNTY STATE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 23, 2018 · Amount on Record |
| Deed Sale | May 23, 2018 · Amount on Record |
| Prior Sale | Feb 25, 2016 · Amount on Record |
| Deed Document Number | 2018194241 |
| Last Transfer Date | Oct 19, 2022 |
| Transfer Doc | 0000205907 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 730 EMORY ST, FLORA, IL 62839-2718 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000212695 |
|---|---|
| Date | Sep 26, 2025 |
| Instrument | 212695 |
| Name | CLAY CITY BANKING CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.88% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | Oct 20, 2022 |
| Property Address | 730 EMORY ST, FLORA, IL 62839-2718 |
| Document Number | 0000205907 |
| Instrument Date | Oct 19, 2022 |
| Instrument | 205907 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 730 EMORY ST, FLORA, IL 62839-2718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200858 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 200858 |
| Name | CLAY COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 05, 2026 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY IL |
| Recording Date | May 23, 2018 |
| Property Address | 730 EMORY ST, FLORA, IL 62839-2718 |
| Document Number | 2018D194241 |
| Instrument Date | May 19, 2018 |
| Instrument | 2018D194241 |
| Transaction Type | Transfer |
| Record Updated | Sep 07, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $56.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018D194242 |
|---|---|
| Date | May 23, 2018 |
| Instrument | 2018D194242 |
| Name | CLAY COUNTY STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 18, 2023 |
| Rate Type | Fixed Rate |
|---|
Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,516 (+31.97%) Land $1,980 Building $15,536 | $52,548 (+31.97%) Land $5,940 Building $46,608 | |
| 2024 | $627.00 (+24.9%) | ||
| 2022 | $502.00 (-19.55%) Homeowner's exemption Disabled Person's exemption | $13,273 Land $1,501 Building $11,772 | $39,819 Land $4,503 Building $35,316 |
| 2021 | $624.00 |
Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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