418 Emory St, Flora, IL 62839 Property Records

Clay County property record for 418 Emory St, Flora, IL 62839 · Last verified July 2026

Property Summary

Property Type	Multi-Family Dwellings
Details	1 ba · 1,320 sqft · built 1984
Lot Size	0.615 acres (26,807 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (May 2017)
Tax Bill	$1,309 (2024)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2017 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-403-021`

Property Details

APN / Parcel Number

Primary APN	`10-25-403-021`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Roof Material	Shingle
Lot Area	26,807 sqft (0.615 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Patio Area	344 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	418 EMORY ST
City	FLORA
State	IL
Zip	62839-2742
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	J L BLACK'S SUB DIV E/2 LOT 12 & E 69.06' OF W/2 LOT 12
Legal Subdivision	J L BLACKS SUB DIV
Legal Lot Number	12
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	2
Census Block	2034
Census Tract	972100

Owner

Source: Clay County records · APN 10-25-403-021

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	622 BIRCHWOOD AVE, FLORA, IL 62839-2401
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 05, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
Aug 03, 2017	Intrafamily Transfer, Transfer
May 30, 2017	Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK
May 30, 2017	Deed, Transfer
May 17, 2017	Quit Claim Deed, Transfer Quitclaim
May 17, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2017 · Amount on Record
Deed Sale	May 30, 2017 · Amount on Record
Deed Document Number	2017191793
Last Transfer Date	Aug 03, 2017
Transfer Doc	D192234
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	418 EMORY ST, FLORA, IL 62839-2742
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	203344
Date	Nov 05, 2021
Instrument	203344

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 02, 2022

Interest

Rate Type	Fixed Rate

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IL
Recording Date	Aug 03, 2017
Property Address	418 EMORY ST, FLORA, IL 62839-2742
Document Number	D192234
Instrument Date	Aug 03, 2017
Instrument	D192234
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 BIRCHWOOD AVE, FLORA, IL 62839-2401

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	May 30, 2017
Property Address	418 EMORY ST, FLORA, IL 62839-2742
Document Number	D191793
Instrument Date	May 22, 2017
Instrument	D191793
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$45.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 BIRCHWOOD AVE, FLORA, IL 62839-2401

Mortgage

Document Number	D191794
Date	May 30, 2017
Instrument	D191794

Lender

Name	FIRST COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 15, 2020

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	May 30, 2017
Property Address	418 EMORY ST, FLORA, IL 62839-2742
Document Number	D191793
Instrument Date	May 22, 2017
Instrument	D191793
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 BIRCHWOOD AVE, FLORA, IL 62839-2401

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	May 17, 2017
Property Address	418 EMORY ST, FLORA, IL 62839-2742
Document Number	D191727
Instrument Date	May 17, 2017
Instrument	D191727
Transaction Type	Transfer
Record Updated	Feb 06, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 CO RD, CISNE, IL 62823

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	May 17, 2017
Property Address	418 EMORY ST, FLORA, IL 62839-2742
Document Number	D191727
Instrument Date	May 17, 2017
Instrument	D191727
Transaction Type	Transfer
Record Updated	Sep 07, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1651 CO RD, CISNE, IL 62823

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,930 (+11.45%) Land $2,375 Building $15,555	$53,790 (+11.45%) Land $7,125 Building $46,665
2024	$1,309.00 (+1.71%)	$16,088 (+18.99%) Land $2,131 Building $13,957	$48,264 (+18.99%) Land $6,393 Building $41,871
2022	$1,287.00 (+9.35%)	$13,520 Land $1,734 Building $11,786	$40,560 Land $5,202 Building $35,358
2021	$1,177.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (17025C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170259721002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 346 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	5,000 / 5,000
Wabash Telephone Cooperative	Fiber	1,000 / 1,000
AMG Technology Investment Group	Fixed Wireless (licensed-by-rule)	500 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Delta Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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