7326 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 7326 190th St, Milaca, MN 56353

Property Summary

Property Type	Mobile Home
Details	1,764 sqft · built 2004
Lot Size	11.1 acres (485,258 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Nov 2013)
Tax Bill	$2,980 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Jan 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-034-0703`

Property Details

APN / Parcel Number

Primary APN	`07-034-0703`

Interior

Building Area	1,764 sqft Total Area
Basement Area	1,764 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Mobile Home
Lot Area	485,258 sqft (11.1 acres)
Garage Area	1,380 sqft
Parking Spaces	5 Parking Spaces

Location & Zoning

Street Address	7326 190TH ST
City	MILACA
State	MN
Zip	56353-3136
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	E 330 FT OF W 612 FT OF N 1/2 OF SW OF SE & E 405 FT OF W 687 FT OF S 1/2 OF SW OF SE, SEE 10/23/96 SKETCH
Legal Range	26
Legal Township	39
Legal Section	34
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	1
Census Block	1042
Census Tract	970300

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7326 190TH ST, MILACA, MN 56353-3136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · Line of Credit MUTUAL OF OMAHA MORTGAGE INC
Jan 13, 2026	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage SPIRE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2013 · Amount on Record
Deed Sale	Nov 27, 2013 · Amount on Record
Prior Sale	Sep 28, 2006 · Amount on Record
Deed Document Number	2013382841
Last Transfer Date	Jul 19, 2016
Transfer Doc	000A396175
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7326 190TH ST, MILACA, MN 56353-3136
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A450220
Date	Feb 25, 2026
Instrument	A450220

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Mar 16, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7326 190TH ST, MILACA, MN 56353-3136
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7326 190TH ST, MILACA, MN 56353-3136

Mortgage

Document Number	000A449659
Date	Jan 13, 2026
Instrument	A449659

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7326 190TH ST, MILACA, MN 56353-3136
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A423610
Date	Apr 1, 2021
Instrument	A423610

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7326 190TH ST, MILACA, MN 56353-3136
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A424763
Date	Jun 1, 2021
Instrument	A424763

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,980.00 (+3.04%)	$311,600 (+6.53%) Land $105,100 Building $206,500	$311,600 (+6.53%) Land $105,100 Building $206,500
2025	$2,892.00 (+6.79%) Homeowner's exemption	$292,500 (+19.44%) Land $103,100 Building $189,400	$292,500 (+19.44%) Land $103,100 Building $189,400
2023	$2,708.00	$244,900 Land $60,900 Building $184,000	$244,900 Land $60,900 Building $184,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 81% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Cell Coverage

4G LTE only, no 5G reported

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