7853 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 7853 190th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,120 sqft · built 1975
Lot Size	5 acres (217,800 sqft)
Owner	2 Individuals on Record
Last Sale	$125,000 (Jul 2019)
Tax Bill	$3,044 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-003-0600`

Property Details

APN / Parcel Number

Primary APN	`02-003-0600`

Interior

Building Area	1,120 sqft Living Area
Basement Area	1,120 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	217,800 sqft (5 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Deck Area	400 sqft

Location & Zoning

Street Address	7853 190TH ST
City	MILACA
State	MN
Zip	56353-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 580 FT OF W 1155.80 FT OF N 375.00 FT OF N 1/2 OF NW SEE 3/7/19 SURVEY 3 38 26 5.00
Legal Range	26
Legal Township	38
Legal Section	03
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1026
Census Tract	170400

Owner

Source: Mille Lacs County assessment roll, as of September 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	7853 190TH ST, MILACA, MN 56353-3142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA
Apr 11, 2019	Quit Claim Deed, Transfer HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT
Jan 18, 2019	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2019 · Amount on Record
Deed Sale	Jul 1, 2019 · Amount on Record
Prior Sale	Jan 18, 2019 · Amount on Record
Deed Document Number	2019412038
Prior Transfer Date	Apr 11, 2019
Prior Transfer Doc	A411037
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7853 190TH ST, MILACA, MN 56353-3142
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A425211
Date	Jun 21, 2021
Instrument	A425211

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jul 1, 2019
Property Address	7853 190TH ST, MILACA, MN 56353-3142
Document Number	A412038
Instrument Date	Jun 28, 2019
Instrument	A412038
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7853 190TH ST, MILACA, MN 56353-3142

Mortgage

Document Number	A412040
Date	Jul 1, 2019
Instrument	A412040

Lender

Name	FIRST NATIONAL BANK MILACA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MILLE LACS MN
Recording Date	Apr 11, 2019
Property Address	7853 190TH ST, MILACA, MN 56353-3142
Document Number	A411037
Instrument Date	Apr 11, 2019
Instrument	A411037
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT

Transaction

Tax	$1.65
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7853 190TH ST, MILACA, MN 56353-3142

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 18, 2019
Property Address	7853 190TH ST, MILACA, MN 56353-3142
Document Number	A410028
Instrument Date	Jan 11, 2019
Instrument	A410028
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$508.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7853 190TH ST, MILACA, MN 56353-3142

Mortgage

Document Number	000A410029
Date	Jan 18, 2019
Instrument	A410029

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 16, 2024

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 5, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,044.00 (-5.29%)
2025	$3,214.00 (+2.23%) Homeowner's exemption	$259,300 (-5.12%) Land $84,000 Building $175,300	$259,300 (-5.12%) Land $84,000 Building $175,300
2023	$3,144.00	$273,300 Land $58,000 Building $215,300	$273,300 Land $58,000 Building $215,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 81% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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