7291 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 7291 190th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,004 sqft · built 1925
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$68,000 (Jan 2021)
Tax Bill	$1,642 (2026)
Deeds & Mortgages	May 2017 Line of Credit Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-003-0200`

Property Details

APN / Parcel Number

Primary APN	`02-003-0200`

Interior

Building Area	1,004 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Lot Area	87,120 sqft (2 acres)
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	72 sqft

Location & Zoning

Street Address	7291 190TH ST
City	MILACA
State	MN
Zip	56353-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 20 OF N 16 RDS OF NW OF NE 3 38 26 2.00
Legal Range	26
Legal Township	38
Legal Section	03
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1026
Census Tract	170400

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7291 190TH ST, MILACA, MN 56353-3136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 24, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF MILACA
Jan 4, 2021	Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK MILACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Feb 10, 2011 · Amount on Record
Deed Document Number	2021421762
Prior Transfer Date	Dec 28, 2020
Prior Transfer Doc	000A421763
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7291 190TH ST, MILACA, MN 56353-3136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A400779
Date	May 24, 2017
Instrument	A400779

Lender

Name	FIRST NATIONAL BANK OF MILACA
Type	Bank
Address	MILACA, MN 56353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	May 22, 2024

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MILLE LACS MN
Recording Date	Jan 4, 2021
Property Address	7291 190TH ST, MILACA, MN 56353-3136
Document Number	A421762
Instrument Date	Dec 28, 2020
Instrument	A421762
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	HOME SECURITY ABSTRACT & TIT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$224.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7291 190TH ST, MILACA, MN 56353-3136

Mortgage

Document Number	000A421763
Date	Jan 4, 2021
Instrument	A421763

Lender

Name	FIRST NATIONAL BANK MILACA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Mar 1, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,642.00 (+0.24%)	$173,000 (+10.19%) Land $66,000 Building $107,000	$173,000 (+10.19%) Land $66,000 Building $107,000
2025	$1,638.00 (+14.23%) Homeowner's exemption	$157,000 (+3.9%) Land $60,000 Building $97,000	$157,000 (+3.9%) Land $60,000 Building $97,000
2023	$1,434.00	$151,100 Land $46,000 Building $105,100	$151,100 Land $46,000 Building $105,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 80% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Cell Coverage

4G LTE only, no 5G reported

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