Mille Lacs County property record for 7177 190th St, Milaca, MN 56353
| Property Type | Single Family Home |
|---|---|
| Details | 2,626 sqft · built 2015 |
| Lot Size | 24.8 acres (1,082,030 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $54,000 (Jul 2015) |
| Tax Bill | $7,602 (2026) |
| Deeds & Mortgages | Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-003-0300 |
| Primary APN | 02-003-0300 |
|---|
| Building Area | 2,626 sqft Total Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 1,082,030 sqft (24.8 acres) |
| Garage Area | 1,700 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Street Address | 7177 190TH ST |
|---|---|
| City | MILACA |
| State | MN |
| Zip | 56353-3136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NE OF NE (GOV LOT 1); EX COMM AT NW COR, S'LY ALONG W LINE 543 FT TO POB, THEN E 369.50 FT, THEN S TO S LINE OF NE OF NE |
| Legal Range | 26 |
| Legal Township | 38 |
| Legal Section | 03 |
| Legal Lot Number | 1 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | BORGHOLM |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 170400 |
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7177 190TH ST, MILACA, MN 56353-3136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2015 · Amount on File |
| Deed Sale | Jul 8, 2015 · Amount on File |
| Deed Document Number | 2015377480 |
| Prior Transfer Date | Jul 29, 2014 |
| Prior Transfer Doc | A386054 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 7177 190TH ST, MILACA, MN 56353-3136 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TIT |
| Name | Verified Name |
|---|
| Document Number | A427184 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | A427184 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Borgholm Township |
| Unified School District | Milaca Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,602.00 (-6.98%) | $652,600 (+11.25%) Land $143,200 Building $509,400 | $652,600 (+11.25%) Land $143,200 Building $509,400 |
| 2025 | $8,172.00 (-0.73%) Homeowner's exemption | $586,600 (-9.08%) Land $124,800 Building $461,800 | $586,600 (-9.08%) Land $124,800 Building $461,800 |
| 2023 | $8,232.00 | $645,200 Land $85,000 Building $560,200 | $645,200 Land $85,000 Building $560,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 78% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Benton Cooperative Telephone Company Fiber | 250 / 250 |
4G LTE only, no 5G reported
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