7324 190th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 7324 190th St, Milaca, MN 56353

Property Summary

Property Type	Single Family Home
Details	1,722 sqft · built 1996
Lot Size	9.59 acres (417,740 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,840 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-034-0704`

Property Details

APN / Parcel Number

Primary APN	`07-034-0704`

Interior

Building Area	1,722 sqft Total Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Lot Area	417,740 sqft (9.59 acres)
Garage Area	108 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	192 sqft
Shed	1 Shed
Shed Area	2 sqft

Location & Zoning

Street Address	7324 190TH ST
City	MILACA
State	MN
Zip	56353-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF S 1/2 OF SW OF SE, THAT LIES E'LY OF W 687 FT, SEE 10/23/96 SKETCH 34 39 26 9.59
Legal Range	26
Legal Township	39
Legal Section	34
Jurisdiction	MILLE LACS MN
Township / Civil Division	HAYLAND
Census Block Group	1
Census Block	1042
Census Tract	970300

Owner

7324 190th St is owned and occupied by two individuals who acquired it in August 2007.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7324 190TH ST, MILACA, MN 56353-3136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 7, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Oct 15, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2007
Deed Sale	Aug 17, 2007
Deed Document Number	2007343863
Prior Transfer Date	May 25, 2007
Prior Transfer Doc	343863
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7324 190TH ST, MILACA, MN 56353-3136
Transaction Type	Mortgage
Record Updated	Apr 13, 2026
Title Company	ROCKET CLOSE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7324 190TH ST, MILACA, MN 56353-3136

Mortgage

Document Number	000A450579
Date	Mar 30, 2026
Instrument	A450579

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7324 190TH ST, MILACA, MN 56353-3136
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A432958
Date	Sep 7, 2022
Instrument	A432958

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	480 Months
Due	Sep 1, 2062

Interest

Rate Type	Fixed Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	7324 190TH ST, MILACA, MN 56353-3136
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A427423
Date	Oct 15, 2021
Instrument	A427423

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7324 190th St was $3,840, down 4.1% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Hayland Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,840.00 (-4.1%)	$397,900 (+8.57%) Land $98,400 Building $299,500	$397,900 (+8.57%) Land $98,400 Building $299,500
2025	$4,004.00 Homeowner's exemption	$366,500 Land $96,400 Building $270,100	$366,500 Land $96,400 Building $270,100
2023	$3,318.00	$323,800 Land $59,200 Building $264,600	$323,800 Land $59,200 Building $264,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7324 190th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7324 190th St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 81% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Benton Cooperative Telephone Company Fiber	250 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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