Cuyahoga County property record for 7320 Stone Rd, Independence, OH 44131
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,602 sqft · built 1928 |
| Lot Size | 0.286 acres (12,500 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,571 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 562-08-010 |
| Primary APN | 562-08-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,602 sqft Living Area |
| 1st Floor Area | 952 sqft |
| 2nd Floor Area | 650 sqft |
| Basement Area | 936 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,500 sqft (0.286 acres) |
| Lot Dimensions | 250 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 318 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 7320 STONE RD |
|---|---|
| City | INDEPENDENCE |
| State | OH |
| Zip | 44131-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U-1 |
| Legal Description | 2-38 WIL LOT WP 100EP0063 |
| Legal Subdivision | INDEPENDENCE 02 |
| Legal Tract | 2 |
| Legal Lot Number | 38 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 156102 |
Source: Cuyahoga County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2244 ELDRED AVE, LAKEWOOD, OH 44107-5412 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed of Trust, Mortgage · Line of Credit KEY BANK NA |
| Apr 19, 2021 | Fiduciary Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| May 3, 2021 | Re-recorded Document |
| Dec 7, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2021 |
| Deed Sale | May 3, 2021 |
| Prior Sale | Dec 7, 2018 |
| Deed Document Number | 202104190708 |
| Prior Transfer Date | Apr 19, 2021 |
| Prior Transfer Doc | 202104190708 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 7320 STONE RD, INDEPENDENCE, OH 44131-4806 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2024 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 7320 STONE RD, INDEPENDENCE, OH 44131-4806 |
| Document Number | 0000000489 |
|---|---|
| Date | Jan 17, 2024 |
| Instrument | 202401170489 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 19, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Apr 19, 2021 |
| Property Address | 7320 STONE RD, INDEPENDENCE, OH 44131-4806 |
| Document Number | 0000000708 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 202104190708 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2021 |
| Title Company | FIRELANDS ABSTRACT AND TITLE, FIRELAND ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7320 STONE RD, INDEPENDENCE, OH 44131-4806 |
| Document Number | 0000000709 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 202104190709 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | May 3, 2021 |
| Property Address | 7320 STONE RD, INDEPENDENCE, OH 44131-4806 |
| Document Number | 0000000586 |
| Instrument Date | Apr 15, 2021 |
| Instrument | 202105030586 |
| Record Updated | Jun 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7320 STONE RD, INDEPENDENCE, OH 44131-4806 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Dec 7, 2018 |
| Property Address | 7320 STONE RD, INDEPENDENCE, OH 44131-4806 |
| Document Number | 0012070328 |
| Instrument Date | Nov 27, 2018 |
| Instrument | 12070328 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7320 STONE RD INDEPENDENCE OH 441314806, INDEPENDENCE, OH 44131-4806 |
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Independence City |
| Unified School District | Independence Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,571.00 (+31.35%) | $96,710 (+36.1%) Land $15,300 Building $81,410 | |
| 2024 | $3,480.00 (-5.28%) | $71,060 (+4.16%) Land $15,300 Building $55,760 | $276,300 (+41.77%) Land $43,700 Building $232,600 |
| 2023 | $3,674.00 (+0.55%) | $68,220 (-) Land $14,350 Building $53,870 | |
| 2022 | $3,654.00 | $68,220 Land $14,350 Building $53,870 | |
| 2021 | $194,900 Land $41,000 Building $153,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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