7307 Stone Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 7307 Stone Rd, Independence, OH 44131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,144 sqft · built 1951
Lot Size	0.909 acres (39,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,768 (2025)
Deeds & Mortgages	Sep 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`562-08-041`

Property Details

APN / Parcel Number

Primary APN	`562-08-041`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,144 sqft Living Area
1st Floor Area	2,144 sqft
Basement Area	1,478 sqft
Finished Basement	739 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	39,600 sqft (0.909 acres)
Lot Dimensions	240 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7307 STONE RD
City	INDEPENDENCE
State	OH
Zip	44131-4805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U-4
Legal Description	2-38 PUBSQ WP 325FT EP 0062 MB562 PG08 MB92816 PG0047
Legal Subdivision	INDEPENDENCE
Legal Lot Number	62
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1041
Census Tract	156101

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7307 STONE RD, INDEPENDENCE, OH 44131-4805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2005
Deed Sale	Sep 8, 2005
Deed Document Number	0009281647
Record Updated	Jun 8, 2026

September 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CUYAHOGA OH
Property Address	7307 STONE RD, INDEPENDENCE, OH 44131-4805
Document Number	0011210622
Instrument Date	Sep 1, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7307 STONE RD CLEVELAND OH 441314805, CLEVELAND, OH 44131-4805

Mortgage

Document Number	0011210622
Date	Nov 21, 2017
Instrument	11210622

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	MONROE, LA 71203

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Nov 20, 2057

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,768.00 (-3.46%) Homeowner's exemption	$103,290 (-) Land $26,880 Building $76,410
2024	$4,939.00 (+5.76%) Homeowner's exemption	$103,290 (+16.41%) Land $26,880 Building $76,410	$295,100 (+16.41%) Land $76,800 Building $218,300
2023	$4,670.00 (+0.56%) Homeowner's exemption	$88,730 (-) Land $26,430 Building $62,300
2022	$4,644.00 Homeowner's exemption	$88,730 Land $26,430 Building $62,300
2021			$253,500 Land $75,500 Building $178,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	190 (1979–2020)
Claims Outside the SFHA	12 of 190
Most Recent Claim	Sep 2020 · river or lake flooding
Claims by Event	Severe Storms And Flooding Due To The Remnants Of Hurricane Sandy, Oct 2012 · 7 claims Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 22 claims Severe Storms And Flooding, May 2004 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20