Cuyahoga County property record for 7304 Stone Rd, Independence, OH 44131
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,348 sqft · built 1949 |
| Lot Size | 0.496 acres (21,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Dec 2015) |
| Tax Bill | $3,778 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit May 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 562-08-007 |
| Primary APN | 562-08-007 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 1,831 sqft |
| 1st Floor Area | 1,348 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,600 sqft (0.496 acres) |
| Lot Dimensions | 240 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Deck Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 7304 STONE RD |
|---|---|
| City | INDEPENDENCE |
| State | OH |
| Zip | 44131-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U-1 |
| Legal Description | 2-38 VILL WP 290 EP 0063 |
| Legal Subdivision | VIL |
| Legal Tract | 2 |
| Legal Lot Number | 63 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 156102 |
Source: Cuyahoga County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7304 STONE RD, INDEPENDENCE, OH 44131-4806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST FSLA OF LAKEWOOD |
| May 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FSLA OF LAKEWOOD |
| Feb 27, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jan 31, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST FED'L S&L/LAKEWOOD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2015 · Amount on Record |
| Deed Sale | Dec 3, 2015 · Amount on Record |
| Prior Sale | Aug 26, 2009 · Amount on Record |
| Deed Document Number | 2015929 |
| Prior Transfer Date | May 8, 1979 |
| Prior Transfer Doc | 1503000361 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 7304 STONE RD, INDEPENDENCE, OH 44131-4806 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7304 STONE RD, BROOKLYN HEIGHTS, OH 44131-4806 |
| Document Number | 0000000543 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 202207110543 |
| Name | FIRST FSLA OF LAKEWOOD |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 7304 STONE RD, INDEPENDENCE, OH 44131-4806 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | ERIEVIEW TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000001110 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 202105101110 |
| Name | FIRST FSLA OF LAKEWOOD |
|---|---|
| Type | Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 1, 2041 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Feb 27, 2026 |
| Property Address | 7304 STONE RD, INDEPENDENCE, OH 44131-4806 |
| Document Number | 0000000411 |
| Map Reference | DOC 202512040375 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 202602270411 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4223 BRECKSVILLE RD, RICHFIELD, OH 44286-9457 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 7304 STONE RD, INDEPENDENCE, OH 44131-4806 |
| Document Number | 0002060165 |
| Instrument Date | Jan 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2017 |
| Title Company | GUARDIAN EQUITY SERVICES, GUARDIAN EQUITY SVCS |
| Name | Verified Name |
|---|---|
| Address | 7304 STONE RD INDEPENDENCE OH 441314806, INDEPENDENCE, OH 44131-4806 |
| Document Number | 0002060165 |
|---|---|
| Date | Feb 6, 2017 |
| Instrument | 2060165 |
| Name | FIRST FED'L S&L/LAKEWOOD |
|---|---|
| Type | Federal Savings Bank |
| Address | LAKEWOOD, OH 44107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 5, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Cuyahoga County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Independence City |
| Unified School District | Independence Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,778.00 (-3.47%) Homeowner's exemption | $81,830 (-0.01%) Land $19,285 Building $62,545 | $233,800 (-) Land $55,100 Building $178,700 |
| 2024 | $3,914.00 (+5.5%) Homeowner's exemption | $81,840 (+16.09%) Land $19,290 Building $62,550 | $233,800 (+16.09%) Land $55,100 Building $178,700 |
| 2023 | $3,710.00 (+0.54%) Homeowner's exemption | $70,500 (-) Land $18,520 Building $51,980 | |
| 2022 | $3,690.00 Homeowner's exemption | $70,500 Land $18,520 Building $51,980 | |
| 2021 | $201,400 Land $52,900 Building $148,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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