Cuyahoga County property record for 7408 Stone Rd, Independence, OH 44131
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,528 sqft · built 1883 |
| Lot Size | 0.367 acres (16,030 sqft) |
| Owner | Company Name on File |
| Last Sale | $265,000 (Jul 2023) |
| Tax Bill | $3,938 (2025) |
| Deeds & Mortgages | Feb 2026 Transfer Jul 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 562-08-012 |
| Primary APN | 562-08-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,528 sqft Living Area |
| 1st Floor Area | 876 sqft |
| 2nd Floor Area | 652 sqft |
| Basement Area | 532 sqft |
| Year Built | Built 1883 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,030 sqft (0.367 acres) |
| Lot Dimensions | 229 ft deep x 70 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 7408 STONE RD |
|---|---|
| City | INDEPENDENCE |
| State | OH |
| Zip | 44131-4808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U-1 |
| Legal Description | 38 TR 2 NEXT E OF SL #63 TOWN LOTS SUB |
| Legal Subdivision | E OF SL #63 |
| Legal Tract | 2 |
| Jurisdiction | CUYAHOGA OH |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 156102 |
7408 Stone Rd is owned by a company that acquired it in February 2026.
Source: Cuyahoga County records, as of March 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4223 BRECKSVILLE RD, RICHFIELD, OH 44286-9457 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Jul 18, 2023 | Warranty Deed, Transfer · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| Mar 23, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Mar 12, 2018 | Grant Deed, Mortgage · Line of Credit MIDDLEFIELD BKNG |
| Mar 12, 2018 | Trustee's Deed, Construction Loan · Line of Credit MIDDLEFIELD BKNG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on File |
| Deed Sale | Jul 18, 2023 · Amount on File |
| Prior Sale | May 27, 2016 · Amount on File |
| Deed Document Number | 0000000536 |
| Last Transfer Date | Feb 27, 2026 |
| Transfer Doc | 0000000411 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Feb 27, 2026 |
| Property Address | 7408 STONE RD, INDEPENDENCE, OH 44131-4808 |
| Document Number | 0000000411 |
| Map Reference | DOC 202512040375 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 202602270411 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4223 BRECKSVILLE RD, RICHFIELD, OH 44286-9457 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Jul 18, 2023 |
| Property Address | 7408 STONE RD, INDEPENDENCE, OH 44131-4808 |
| Document Number | 0000000536 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 202307180536 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | RESOURCE TITLE, RESOURCE TITL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7408 STONE RD, INDEPENDENCE, OH 44131-4808 |
| Document Number | 0000000537 |
|---|---|
| Date | Jul 18, 2023 |
| Instrument | 202307180537 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Aug 1, 2038 |
| Change Frequency | Annually |
| Min Rate At Change | 4.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year T-Bill |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Property Address | 7408 STONE RD, INDEPENDENCE, OH 44131-4808 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000489 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 202103230489 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | DELAWARE, OH 43015 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Mar 19, 2028 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Mar 12, 2018 |
| Property Address | 7408 STONE RD, INDEPENDENCE, OH 44131-4808 |
| Document Number | 0003120589 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 3120589 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6616 WALLINGS RD BRECKSVILLE OH 441411020, BRECKSVILLE, OH 44141-1020 |
| Document Number | 3120589 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 3120589 |
| Name | MIDDLEFIELD BKNG |
|---|---|
| Type | Funding / Finance Company |
| Address | 15985 E HIGH ST, MIDDLEFIELD, OH 44062-7229 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 11, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CUYAHOGA OH |
| Recording Date | Mar 12, 2018 |
| Property Address | 7408 STONE RD, INDEPENDENCE, OH 44131-4808 |
| Document Number | 0003120591 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 3120591 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 12, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6616 WALLINGS RD BRECKSVILLE OH 441411020, BRECKSVILLE, OH 44141-1020 |
| Document Number | 3120591 |
|---|---|
| Date | Mar 12, 2018 |
| Instrument | 3120591 |
| Name | MIDDLEFIELD BKNG |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLEFIELD, OH 44062 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 11, 2019 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 7408 Stone Rd was $3,938, down 3.5% from the year before.
Source: Cuyahoga County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Cuyahoga County |
| Municipality | Independence City |
| Unified School District | Independence Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,938.00 (-3.48%) | $83,310 (-) Land $16,770 Building $66,540 | |
| 2024 | $4,080.00 (+16.81%) | $83,310 (+28.45%) Land $16,770 Building $66,540 | $238,000 Land $47,900 Building $190,100 |
| 2023 | $3,493.00 (+0.55%) | $64,860 (-) Land $15,960 Building $48,900 | |
| 2022 | $3,474.00 | $64,860 Land $15,960 Building $48,900 | |
| 2021 | $185,300 Land $45,600 Building $139,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7408 Stone Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7408 Stone Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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