7409 Stone Rd, Independence, OH 44131 Property Records

Cuyahoga County property record for 7409 Stone Rd, Independence, OH 44131 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,540 sqft · built 1873
Lot Size	0.692 acres (30,164 sqft)
Owner	2 Owner Names on File
Last Sale	$150,000 (Jun 1999)
Tax Bill	$5,303 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`562-08-005`

Property Details

APN / Parcel Number

Primary APN	`562-08-005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,540 sqft Living Area
1st Floor Area	1,354 sqft
2nd Floor Area	1,186 sqft
Basement Area	646 sqft

Exterior

Year Built	Built 1873
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,164 sqft (0.692 acres)
Lot Dimensions	264 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	318 sqft
Deck Area	356 sqft
Utility Building	864 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	7409 STONE RD
City	INDEPENDENCE
State	OH
Zip	44131-4807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2-38 EP 867.14FT E OFCL BRECKSVILLE RD MB562 PG08 MB00000 PG0000
Legal Subdivision	E OFCL BRECKSVIL
Legal Lot Number	2
Jurisdiction	CUYAHOGA OH
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1041
Census Tract	156101

Owner

Source: Cuyahoga County records · APN 562-08-005

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	7409 STONE RD, INDEPENDENCE, OH 44131-4807
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 24, 1999 · Amount on Record
Deed Sale	Jun 24, 1999 · Amount on Record
Prior Sale	Nov 29, 1994 · Amount on Record
Deed Document Number	0006240701
Record Updated	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	7409 STONE RD, INDEPENDENCE, OH 44131-4807
Document Number	0006070020
Instrument Date	Jun 01, 2019
Transaction Type	Mortgage
Record Updated	Jul 09, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7409 STONE RD INDEPENDENCE OH 441314807, INDEPENDENCE, OH 44131-4807

Mortgage

Document Number	0006070020
Date	Jun 07, 2019
Instrument	6070020

Lender

Name	DOLLAR BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Independence City
Unified School District	Independence Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,303.00 (-3.46%) Homeowner's exemption	$114,870 (-) Land $21,910 Building $92,960
2024	$5,493.00 (+23.83%) Homeowner's exemption	$114,870 (+36.28%) Land $21,910 Building $92,960	$328,200 (+36.3%) Land $62,600 Building $265,600
2023	$4,436.00 (+0.57%) Homeowner's exemption	$84,290 (-) Land $21,250 Building $63,040
2022	$4,411.00 Homeowner's exemption	$84,290 Land $21,250 Building $63,040
2021			$240,800 Land $60,700 Building $180,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cuyahoga County (39035C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390351561011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 27 individual NFIP policies nearby
Nearby Flood Policies	27 in force
Nearby Flood Claims	190 (1979–2020)
Claims Outside the SFHA	12 of 190
Most Recent Claim	Sep 2020, river or lake flooding
Claims By Storm	Severe Storms And Flooding Due To The Remnants Of Hurricane Sandy, Oct 2012 · 7 claims Severe Storms, Tornadoes, Straight Line Winds, And Flooding, Jun 2006 · 22 claims Severe Storms And Flooding, May 2004 · 13 claims

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 95 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Cogeco Cable Holdings II	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.