Shelby County property record for 732 Spruce Ave, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,392 sqft · built 1914 |
| Lot Size | 0.17 acres (7,392 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $151,900 (Mar 2021) |
| Tax Bill | $1,167 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Mar 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-1836331.008 |
| Primary APN | 01-1836331.008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 696 sqft |
| Upper Floors Area | 696 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Construction Type | Frame |
| Roof Material | Shingle |
| Lot Area | 7,392 sqft (0.17 acres) |
| Lot Dimensions | 168 ft deep x 44 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 213 sqft |
| Patio Area | 273 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Heating System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 732 SPRUCE AVE |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-3361 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1243 IN FORAKER ADDITION TO THE CITY OF SIDNEY 020-18-36-331-008 |
| Legal Subdivision | FORAKER ADDITION |
| Legal Lot Number | 1243 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 971900 |
Source: Shelby County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 732 SPRUCE AVE, SIDNEY, OH 45365-3361 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC |
| Mar 9, 2021 | Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION |
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK RICHMOND NA |
| Aug 14, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2021 · Amount on Record |
| Deed Sale | Mar 9, 2021 · Amount on Record |
| Prior Sale | Sep 30, 2009 · Amount on Record |
| Deed Document Number | 20211702 |
| Deed Book / Page | 2275 / 171 |
| Prior Transfer Date | Jul 23, 2019 |
| Prior Transfer Doc | 002181/670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 732 SPRUCE AVE, SIDNEY, OH 45365-3361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02330/2054 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 2330/2054 |
| Instrument | 202600699 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | PO BOX 340134, BEAVERCREEK, OH 45434 |
| Amount | Amount Recorded |
|---|---|
| Term | 300 Months |
| Due | Feb 25, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Mar 9, 2021 |
| Property Address | 732 SPRUCE AVE, SIDNEY, OH 45365-3361 |
| Document Number | 002275/171 |
| Book / Page | 2275 / 171 |
| Instrument Date | Mar 1, 2021 |
| Instrument | 202100001702 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 732 SPRUCE AVE, SIDNEY, OH 45365-3361 |
| Document Number | 202100001703 |
|---|---|
| Date | Mar 9, 2021 |
| Instrument | 202100001703 |
| Name | DAS ACQUISITION |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 732 SPRUCE AVE, SIDNEY, OH 45365-3361 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2251/495 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 2251/495 |
| Instrument | 202000006762 |
| Name | FIRST BANK RICHMOND NA |
|---|---|
| Type | Bank |
| Address | RICHMOND, IN 47374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHELBY OH |
| Recording Date | Aug 14, 2019 |
| Property Address | 732 SPRUCE AVE, SIDNEY, OH 45365-3361 |
| Document Number | 002181/670 |
| Book / Page | 2181 / 670 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 201900003990 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 732 SPRUCE AVE, SIDNEY, OH 45365-3361 |
| Document Number | 201900003991 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | 201900003991 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Shelby County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,167.00 (-6.04%) | $35,950 (-) Land $6,430 Building $29,520 | |
| 2024 | $1,242.00 (-2.28%) Homeowner's exemption | $35,950 (-) Land $6,430 Building $29,520 | |
| 2023 | $1,271.00 (+16.39%) Homeowner's exemption | $35,950 (+31.49%) Land $6,430 Building $29,520 | $102,710 (+31.49%) Land $18,370 Building $84,340 |
| 2022 | $1,092.00 Homeowner's exemption | $27,340 Land $4,650 Building $22,690 | |
| 2020 | $78,110 Land $13,290 Building $64,820 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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