720 Spruce Ave, Sidney, OH 45365 Property Records

Shelby County property record for 720 Spruce Ave, Sidney, OH 45365 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,996 sqft · built 1904
Lot Size	0.17 acres (7,392 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,363 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-1836331.005`

Property Details

APN / Parcel Number

Primary APN	`01-1836331.005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,996 sqft Living Area
1st Floor Area	1,996 sqft
Basement Area	1,996 sqft
Unfinished Basement	1,996 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Frame
Roof Material	Shingle
Lot Area	7,392 sqft (0.17 acres)
Lot Dimensions	168 ft deep x 44 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	90 sqft
Patio Area	412 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	720 SPRUCE AVE
City	SIDNEY
State	OH
Zip	45365-3361
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1246 020-18-36-331-005
Legal Lot Number	1246
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	3
Census Block	3027
Census Tract	971900

Owner

Source: Shelby County records · APN 01-1836331.005

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 SPRUCE AVE, SIDNEY, OH 45365-3361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	720 SPRUCE AVE, SIDNEY, OH 45365-3361
Transaction Type	Mortgage
Record Updated	Apr 07, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2122/267
Date	Mar 27, 2018
Book Page	2122/267
Instrument	201800001434

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 07, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,363.00	$49,640 (-) Land $6,430 Building $43,210
2024	$1,363.00 (-4.55%) Homeowner's exemption Senior Citizen's exemption	$49,640 (-) Land $6,430 Building $43,210
2023	$1,428.00 (+26.37%) Homeowner's exemption Senior Citizen's exemption	$49,640 (+34.02%) Land $6,430 Building $43,210	$141,840 (+34.01%) Land $18,370 Building $123,470
2022	$1,130.00 Homeowner's exemption Senior Citizen's exemption	$37,040 Land $4,650 Building $32,390
2020			$105,840 Land $13,290 Building $92,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shelby County (39149C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.