732 Covington Ct, Los Banos, CA 93635 Property Records

Merced County property record for 732 Covington Ct, Los Banos, CA 93635

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,573 sqft · built 2004
Lot Size0.175 acres (7,609 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (May 2017)
Tax Bill$4,274 (2025)
Deeds & MortgagesSep 2020 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN424-066-015-000

Property Details

APN / Parcel Number

Primary APN424-066-015-000
Alternative APNs
  • 082666015000
  • 424-066-015

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,573 sqft Living Area
Gross Area1,983 sqft
1st Floor Area1,573 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,609 sqft (0.175 acres)
Garage TypeAttached
Garage Area410 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number424-066-015
Street Address732 COVINGTON CT
CityLOS BANOS
StateCA
Zip93635-3088
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionNORTHGATE AT REGENCY PARK II UNIT NO 3 LOT #173
Legal SubdivisionNORTHGATE AT REGENCY PARK 02
Legal Lot Number173
JurisdictionMERCED CA
Township / Civil DivisionLOS BANOS
Census Block Group2
Census Block2012
Census Tract2305

Owner

732 Covington Ct is owned and occupied by two individuals who acquired it in September 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record2 Individual Names on File
Mailing Address732 COVINGTON CT, LOS BANOS, CA 93635-3088
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP
May 26, 2017Grant Deed, Transfer · Conventional Mortgage
MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2017 · Amount on File
Deed SaleMay 26, 2017 · Amount on File
Prior SaleFeb 10, 2009 · Amount on File
Deed Document Number201716614
Last Transfer DateSep 8, 2020
Transfer Doc0000033700
Record UpdatedOct 29, 2026

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateSep 22, 2020
Property Address732 COVINGTON CT, LOS BANOS, CA 93635-3088
Document Number0000033700
Map ReferenceMB 60 MAP 1-3
Instrument DateSep 8, 2020
Instrument2020033700
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address732 COVINGTON CT, LOS BANOS, CA 93635-3088

Mortgage

Document Number0000033701
DateSep 22, 2020
Instrument2020033701
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMay 26, 2017
Property Address732 COVINGTON CT, LOS BANOS, CA 93635-3088
Document Number0000016614
Map ReferenceMB 60 PG 1-3
Instrument DateMay 8, 2017
Instrument2017-016614
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address732 COVINGTON CT, LOS BANOS, CA 93635-3088

Mortgage

Document Number0000016615
DateMay 26, 2017
Instrument2017-016615
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 732 Covington Ct was $4,274 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityLos Banos City
Unified School DistrictLos Banos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$319,618 (+2%) Land $71,024 Building $248,594
2025$4,274.00 Homeowner's exemption$313,352 Land $69,632 Building $243,720
2023$4,034.00 (+2.31%) Homeowner's exemption$301,186 Land $66,929 Building $234,257
2022$3,943.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 732 Covington Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 732 Covington Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOS BANOS
serves 48,896 people · EPA ID CA2410005
Water SourceGroundwater
Last State InspectionDec 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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