Merced County property record for 724 Covington Ct, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,732 sqft · built 2004 |
| Lot Size | 0.169 acres (7,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (Mar 2015) |
| Tax Bill | $3,753 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 424-066-017-000 |
| Primary APN | 424-066-017-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 2,194 sqft |
| 1st Floor Area | 1,732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,360 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 424-066-017 |
|---|---|
| Street Address | 724 COVINGTON CT |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-3088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORTHGATE AT REGENCY PARK II UNIT NO 3 LOT #175 |
| Legal Subdivision | NORTHGATE AT REGENCY PARK 02 |
| Legal Lot Number | 175 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 2305 |
724 Covington Ct is owned and occupied by an individual who bought it in March 2015.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 724 COVINGTON CT, LOS BANOS, CA 93635-3088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 3, 2021 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Nov 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2015 · Amount on File |
| Deed Sale | Mar 16, 2015 · Amount on File |
| Prior Sale | Jan 28, 2011 · Amount on File |
| Deed Document Number | 20158299 |
| Prior Transfer Date | Dec 12, 2005 |
| Prior Transfer Doc | 0000101644 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 724 COVINGTON CT, LOS BANOS, CA 93635-3088 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 724 COVINGTON CT, LOS BANOS, CA 93635-3088 |
| Document Number | 0000053612 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021053612 |
| Name | LOANCARE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 724 COVINGTON CT, LOS BANOS, CA 93635-3088 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 724 COVINGTON CT, LOS BANOS, CA 93635-3088 |
| Document Number | 0000041620 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020041620 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | REDLANDS, CA 92374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 724 Covington Ct was $3,753.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $263,558 (+2%) Land $61,290 Building $202,268 | |
| 2025 | $3,753.00 | $258,391 Land $60,089 Building $198,302 |
| 2023 | $3,538.00 (+2.4%) | $248,358 Land $57,756 Building $190,602 |
| 2022 | $3,455.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 724 Covington Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 724 Covington Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 762 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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