Merced County property record for 716 Covington Ct, Los Banos, CA 93635
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,732 sqft · built 2004 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Oct 2025) |
| Tax Bill | $5,743 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Mar 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 424-066-019-000 |
| Primary APN | 424-066-019-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,732 sqft Living Area |
| Gross Area | 2,194 sqft |
| 1st Floor Area | 1,732 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,150 sqft (0.164 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 424-066-019 |
|---|---|
| Street Address | 716 COVINGTON CT |
| City | LOS BANOS |
| State | CA |
| Zip | 93635-3088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | NORTHGATE AT REGENCY PARK II UNIT NO 3 LOT #177 |
| Legal Subdivision | NORTHGATE AT REGENCY PARK 02 |
| Legal Lot Number | 177 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | LOS BANOS |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 2305 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 716 COVINGTON CT, LOS BANOS, CA 93635-3088 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jan 3, 2023 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Mar 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC |
| Oct 22, 2025 | Grant Deed, Transfer · Commercial Mortgage FRANK OCLASSEN |
| Mar 23, 2018 | Quit Claim Deed, Transfer OTHER |
| Dec 8, 2016 | Deed of Trust, Mortgage · Conventional Mortgage EAGLE HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2025 · Amount on Record |
| Deed Sale | Oct 22, 2025 · Amount on Record |
| Prior Sale | Dec 22, 2016 · Amount on Record |
| Deed Document Number | 202528212 |
| Prior Transfer Date | Mar 23, 2018 |
| Prior Transfer Doc | 0000008724 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 716 COVINGTON CT, LOS BANOS, CA 93635-3088 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2048 LOMBARDY CT, LOS BANOS, CA 93635-6436 |
| Document Number | 0000000081 |
|---|---|
| Date | Jan 3, 2023 |
| Instrument | 2023000081 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 478 Months |
| Due | Nov 1, 2062 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 716 COVINGTON CT, LOS BANOS, CA 93635-3088 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 716 COVINGTON CT, LOS BANOS, CA 93635-3088 |
| Document Number | 0000006339 |
|---|---|
| Date | Mar 20, 2024 |
| Instrument | 2024006339 |
| Name | LOANCARE LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92602 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Nov 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 22, 2025 |
| Property Address | 716 COVINGTON CT, LOS BANOS, CA 93635-3088 |
| Document Number | 0000028212 |
| Map Reference | MB 60 PG 1-3 |
| Instrument Date | Sep 22, 2025 |
| Instrument | 2025028212 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 716 COVINGTON CT, LOS BANOS, CA 93635-3088 |
| Document Number | 0000028213 |
|---|---|
| Date | Oct 22, 2025 |
| Instrument | 2025028213 |
| Name | FRANK OCLASSEN |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 23, 2018 |
| Property Address | 716 COVINGTON CT, LOS BANOS, CA 93635-3088 |
| Document Number | 0000008724 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 8724 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 716 COVINGTON CT LOS BANOS CA 936353088, LOS BANOS, CA 93635-3088 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 716 COVINGTON CT, LOS BANOS, CA 93635-3088 |
| Document Number | 0000000090 |
| Instrument Date | Dec 8, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 716 COVINGTON CT LOS BANOS CA 936353088, LOS BANOS, CA 93635-3088 |
| Document Number | 0000000090 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 90 |
| Name | EAGLE HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN JOSE, CA 95126 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Los Banos City |
| Unified School District | Los Banos Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $440,000 (+43.07%) Land $140,000 Building $300,000 | |
| 2025 | $5,743.00 (+4.32%) Homeowner's exemption | $307,549 (+4.04%) Land $69,632 Building $237,917 |
| 2023 | $5,505.00 (+1.66%) Homeowner's exemption | $295,608 Land $66,929 Building $228,679 |
| 2022 | $5,415.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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