7315 E Owens Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 7315 E Owens Rd, Chattaroy, WA 99003

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,782 sqft · built 1986
Lot Size	4.76 acres (207,781 sqft)
Owner	2 Individual Names on File
Last Sale	$499,900 (Mar 2025)
Tax Bill	$3,357 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Mar 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`38134.9018`

Property Details

APN / Parcel Number

Primary APN	`38134.9018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,782 sqft Living Area
1st Floor Area	1,782 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2024
Architectural Style	Mobile Home
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	207,781 sqft
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	60 sqft
Deck Area	36 sqft
Canopy	100 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7315 E OWENS RD
City	CHATTAROY
State	WA
Zip	99003-9709
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RT
Legal Description	13-28-43 W330FT OF E690FT OF S660FT OF SE1/4 EXC CO RD
Legal Range	43
Legal Township	28
Legal Section	13
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2028
Census Tract	10201

Owner

7315 E Owens Rd, a mobile home, is owned and occupied by two individuals who bought it in March 2025.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7315 E OWENS RD, CHATTAROY, WA 99003-9709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Mar 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage INLAND NORTHWEST BANK
Oct 17, 2018	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK
Mar 15, 2018	Quit Claim Deed, Subdivision Related Transfer NOT AVAILABLE
Feb 27, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 27, 2018	Quit Claim Deed, Transfer Quitclaim
Feb 27, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2025 · Amount on File
Deed Sale	Mar 13, 2025 · Amount on File
Prior Sale	Oct 17, 2018 · Amount on File
Deed Document Number	20257404007
Prior Transfer Date	Mar 14, 2018
Prior Transfer Doc	0006691073
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7315 E OWENS RD, CHATTAROY, WA 99003-9709
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007189352
Date	Mar 16, 2022
Instrument	7189352

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7315 E OWENS RD, CHATTAROY, WA 99003-9709
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006693124
Date	Mar 22, 2018
Instrument	6693124

Lender

Name	INLAND NORTHWEST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 17, 2018
Property Address	7315 E OWENS RD, CHATTAROY, WA 99003-9709
Document Number	0006752807
Instrument Date	Oct 17, 2018
Instrument	6752807
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,454.11
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7315 E OWENS RD, CHATTAROY, WA 99003-9709

Mortgage

Document Number	0006752808
Date	Oct 17, 2018
Instrument	6752808

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

March 2018: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 15, 2018
Property Address	7315 E OWENS RD, CHATTAROY, WA 99003-9709
Document Number	0006691073
Instrument Date	Mar 15, 2018
Instrument	6691073
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 21, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 19226 SPOKANE WA 992199226, SPOKANE, WA 99219-9226

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 27, 2018
Property Address	7315 E OWENS RD, CHATTAROY, WA 99003-9709
Document Number	0006684948
Instrument Date	Feb 26, 2018
Instrument	6684948
Transaction Type	Transfer
Record Updated	Mar 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7315 E OWENS RD CHATTAROY WA 990039709, CHATTAROY, WA 99003-9709

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 27, 2018
Property Address	7315 E OWENS RD, CHATTAROY, WA 99003-9709
Document Number	0006684949
Instrument Date	Feb 26, 2018
Instrument	6684949
Transaction Type	Transfer
Record Updated	Mar 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7315 E OWENS RD CHATTAROY WA 990039709, CHATTAROY, WA 99003-9709

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 27, 2018
Property Address	7315 E OWENS RD, CHATTAROY, WA 99003-9709
Document Number	0006684947
Instrument Date	Feb 22, 2018
Instrument	6684947
Transaction Type	Foreclosure
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 N STEVENS ST STE 300, 300, SPOKANE, WA 99201-0623

Tax Assessment & Valuation

The 2026 property tax bill for 7315 E Owens Rd was $3,357, up 26.1% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,357.00 (+26.06%)	$464,370 (+26.11%) Land $116,470 Building $347,900	$464,370 (+26.11%) Land $116,470 Building $347,900
2025	$2,663.00 (-0.89%)	$368,230 (+1.05%) Land $103,930 Building $264,300	$368,230 (+1.05%) Land $103,930 Building $264,300
2024	$2,687.00 (-5.69%)	$364,400 (+43.52%) Land $90,000 Building $274,400	$364,400 (+43.52%) Land $90,000 Building $274,400
2023	$2,849.00 (+19.51%)	$253,900 Land $65,000 Building $188,900	$253,900 Land $65,000 Building $188,900
2022	$2,384.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7315 E Owens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7315 E Owens Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 64% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1

May also be available: CenturyLink, KnightCom, Wired or Wireless.

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