6674 E Owens Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 6674 E Owens Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,778 sqft · built 2024
Lot Size	10 acres (438,214 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Mar 2023)
Tax Bill	$6,175 (2026)
Deeds & Mortgages	Mar 2023 Sale Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38242.9078`

Property Details

APN / Parcel Number

Primary APN	`38242.9078`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	2,778 sqft Living Area
Gross Area	4,032 sqft
1st Floor Area	2,778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	438,214 sqft
Garage Type	Attached
Garage Area	1,254 sqft
Parking Spaces	5 Parking Spaces
Patio Area	187 sqft
Canopy	619 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	6674 E OWENS RD
City	CHATTAROY
State	WA
Zip	99003-5219
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	24-28-43: THE EAST HALF OF THE EAST HALF OF THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER. EXCEPT ROAD. (ROS AFN 7135449)
Legal Block	2
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2025
Census Tract	10201

Owner

6674 E Owens Rd is owned by two individuals who bought it in March 2023.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2909 W MONROE RD, SPOKANE, WA 99208-9823
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Warranty Deed, Transfer SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC
Jan 3, 2022	Warranty Deed, Transfer · Conventional Mortgage MOUNTAIN WEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on File
Deed Sale	Mar 20, 2023 · Amount on File
Prior Sale	Jan 3, 2022 · Amount on File
Deed Document Number	20237273721
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 20, 2023
Property Address	6668 E OWENS RD, CHATTAROY, WA 99003
Document Number	0007273721
Instrument Date	Mar 14, 2023
Instrument	7273721
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	SIESTA TITLE AND ESCROW LLC, VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Tax	$2,085.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 W MONROE RD, SPOKANE, WA 99208-9823

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 3, 2022
Property Address	6668 E OWENS RD, CHATTAROY, WA 99003
Document Number	0007167468
Instrument Date	Dec 22, 2021
Instrument	7167468
Transaction Type	Transfer
Record Updated	Apr 16, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007167469
Date	Jan 3, 2022
Instrument	7167469

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 10, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 10, 2027
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	10.7%
Index	5-Year CMT
Max Rate	15.7%

Tax Assessment & Valuation

The 2026 property tax bill for 6674 E Owens Rd was $6,175, up 36% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,175.00 (+35.95%)	$841,970 Land $169,570 Building $672,400	$841,970 Land $169,570 Building $672,400
2025	$4,542.00
2024		$90,950 Land $90,950	$90,950 Land $90,950
2023	$523.00 (+1,276.32%)
2022	$38.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6674 E Owens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6674 E Owens Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 60% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	476 / 270
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1
CenturyLink DSL	10 / 1

May also be available: T-Mobile.

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