7210 E Owens Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 7210 E Owens Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,174 sqft · built 2019
Lot Size	10 acres (438,214 sqft)
Owner	2 Individual Names on File
Last Sale	$45,280 (May 2020)
Tax Bill	$7,220 (2026)
Deeds & Mortgages	Apr 2020 Line of Credit May 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38241.9024`

Property Details

APN / Parcel Number

Primary APN	`38241.9024`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,174 sqft Living Area
Gross Area	4,798 sqft
1st Floor Area	2,974 sqft
Upper Floors Area	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	438,214 sqft
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Concrete/Masonry Porch
Porch Area	138 sqft
Deck Area	Deck Area
Patio Area	138 sqft
Canopy	138 sqft
Lean-To	480 sqft
Pole Barn	2,400 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	7210 E OWENS RD
City	CHATTAROY
State	WA
Zip	99003-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	24-28-43: N 1/2 OF N 1/2 OF NE 1/4 OF NE 1/4 & EXC RDS
Legal Range	43
Legal Township	28
Legal Section	24
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2034
Census Tract	10201

Owner

7210 E Owens Rd is owned by two individuals who bought it in May 2020.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12423 E BROADWAY AVE, SPOKANE VALLEY, WA 99216-0951
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Line of Credit US BANK NA
May 13, 2020	Warranty Deed ALLEGRO ESCROW
Apr 12, 2018	Deed with Mortgage, Transfer · Conventional Mortgage ROCK CREEK VENTURES LLC
Dec 27, 2017	Warranty Deed, Transfer SUMMIT PROPERTIES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2020 · Amount on File
Deed Sale	May 13, 2020 · Amount on File
Deed Document Number	20206919668
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7210 E OWENS RD, CHATTAROY, WA 99003-9709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006907711
Date	Apr 3, 2020
Instrument	6907711

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 13, 2020
Property Address	7210 E OWENS RD, CHATTAROY, WA 99003-9709
Document Number	0006919668
Instrument Date	Apr 10, 2018
Instrument	6919668
Record Updated	Jun 11, 2020
Title Company	ALLEGRO ESCROW

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

April 2018: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	SPOKANE WA
Recording Date	Apr 12, 2018
Property Address	7210 E OWENS RD, CHATTAROY, WA 99003-9709
Instrument Date	Apr 10, 2018
Instrument	6698646
Transaction Type	Transfer
Record Updated	Apr 18, 2018
Title Company	VISTA TITLE AND ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2119 E EVERETT AVE SPOKANE WA 992074033, SPOKANE, WA 99207-4033

Mortgage

Document Number	0006698646
Date	Apr 12, 2018
Instrument	6698646

Lender

Name	ROCK CREEK VENTURES LLC
Address	25059 E LUDLOW AVE, LIBERTY LAKE, WA 99019-9478

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Apr 11, 2020

Interest

Rate Type	Fixed Rate
Rate	6%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 27, 2017
Property Address	7210 E OWENS RD, CHATTAROY, WA 99003-9709
Document Number	0006670709
Instrument Date	Dec 14, 2017
Instrument	6670709
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	VISTA TITLE AND ESCROW INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,888.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	25059 E LUDLOW AVE LIBERTY LAKE WA 990199478, LIBERTY LAKE, WA 99019-9478

Mortgage

Document Number	6670710
Date	Dec 27, 2017
Instrument	6670710

Lender

Name	SUMMIT PROPERTIES INC
Address	12720 E NORA AVE # E, SPOKANE VALLEY, WA 99216-1197

Agreement

Amount	Amount on Record
Term	60 Months
Due	Dec 26, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 7210 E Owens Rd was $7,220, down 4.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,220.00 (-4.46%)	$884,320 Land $164,020 Building $720,300	$884,320 Land $164,020 Building $720,300
2025	$7,557.00
2024		$889,120 (+30.69%) Land $60,120 Building $829,000	$889,120 (+30.69%) Land $60,120 Building $829,000
2023	$6,902.00 (+9.05%)	$680,320 Land $60,120 Building $620,200	$680,320 Land $60,120 Building $620,200
2022	$6,329.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7210 E Owens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7210 E Owens Rd is moderate, ranking above 48% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 63% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	476 / 270
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1
CenturyLink DSL	10 / 1

May also be available: T-Mobile.

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