Spokane County property record for 6580 E Owens Rd, Chattaroy, WA 99003
| Property Type | Timberland, Forest, Woodland Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 2,642 sqft · built 2025 |
| Lot Size | 10 acres (438,214 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $116,813 (Feb 2022) |
| Tax Bill | $40 (2026) |
| Deeds & Mortgages | Sep 2025 Construction Loan Feb 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 38242.9079 |
| Primary APN | 38242.9079 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,642 sqft Gross Area |
| 1st Floor Area | 1,662 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Ranch |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 438,214 sqft |
| Garage Type | Attached |
| Garage Area | 568 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 6580 E OWENS RD |
|---|---|
| City | CHATTAROY |
| State | WA |
| Zip | 99003-5223 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Timberland, Forest, Woodland |
| Local Zoning Code | RT |
| Legal Description | 24-28-43: THE WEST HALF OF THE EAST HALF OF THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER. EXCEPT ROAD. (ROS AFN 7135449) |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | COLBERT |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 10201 |
6580 E Owens Rd, timberland, forest, woodland vacant land, is owned by two individuals who bought it in February 2022.
Source: Spokane County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | WA |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Construction Mortgage BANNER BANK |
| Feb 7, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage LINDA J DUGGER ETAL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2022 · Amount on File |
| Deed Sale | Feb 7, 2022 · Amount on File |
| Deed Document Number | 20227178472 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOKANE WA |
| Property Address | 6580 E OWENS RD, CHATTAROY, WA 99003 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2026 |
| Title Company | FIRST AMERICAN TITLE, FATCO |
| Name | Verified Name |
|---|---|
| Address | 6580 E OWENS RD, CHATTAROY, WA 99003 |
| Document Number | 0007441971 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 7441971 |
| Name | BANNER BANK |
|---|---|
| Type | Bank |
| Address | WALLA WALLA, WA 99362 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Oct 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Feb 7, 2022 |
| Property Address | 6580 E OWENS RD, CHATTAROY, WA 99003 |
| Document Number | 0007178472 |
| Instrument Date | Dec 31, 2021 |
| Instrument | 7178472 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,874.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0007178473 |
|---|---|
| Date | Feb 7, 2022 |
| Instrument | 7178473 |
| Name | LINDA J DUGGER ETAL |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 6580 E Owens Rd was $40, up 5.3% from the year before.
Source: Spokane County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Unified School District | Riverside School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $40.00 (+5.26%) | $164,020 (+37.87%) Land $164,020 | $164,020 (+37.87%) Land $164,020 |
| 2025 | $38.00 | $118,970 (+24.88%) Land $118,970 | $118,970 (+24.88%) Land $118,970 |
| 2024 | $38.00 | $95,270 Land $95,270 | $95,270 Land $95,270 |
| 2023 | $38.00 | ||
| 2022 | $38.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6580 E Owens Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6580 E Owens Rd is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · lower than 60% of Washington |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| KnightCom Fixed Wireless | 476 / 270 |
| Wired or Wireless Fixed Wireless | 200 / 40 |
| Wind Wireless Fixed Wireless | 100 / 20 |
| Ziply Fiber Fixed Wireless | 10 / 1 |
| CenturyLink DSL | 10 / 1 |
May also be available: T-Mobile.
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