7012 E Owens Rd, Chattaroy, WA 99003 Property Records

Spokane County property record for 7012 E Owens Rd, Chattaroy, WA 99003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,936 sqft · built 2020
Lot Size	10 acres (438,214 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Apr 2019)
Tax Bill	$5,767 (2026)
Deeds & Mortgages	Nov 2019 Construction Loan Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38241.9023`

Property Details

APN / Parcel Number

Primary APN	`38241.9023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,936 sqft Living Area
Gross Area	3,584 sqft
1st Floor Area	2,048 sqft
2nd Floor Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	438,214 sqft
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Deck Area	384 sqft
Patio Area	384 sqft
Canopy	384 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	7012 E OWENS RD
City	CHATTAROY
State	WA
Zip	99003-5156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	24-28-43: E 1/2 OF E 1/2 OF NW 1/4 OF NE 1/4 EXC RD
Legal Range	43
Legal Township	28
Legal Section	24
Jurisdiction	SPOKANE WA
Township / Civil Division	COLBERT
Census Block Group	2
Census Block	2034
Census Tract	10201

Owner

7012 E Owens Rd is owned by two individuals who bought it in April 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	36211 N PIKE RD, DEER PARK, WA 99006-5460
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2019	Deed of Trust, Mortgage · Construction Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 30, 2019	Warranty Deed, Transfer VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC
Dec 28, 2017	Warranty Deed, Foreclosure VISTA TITLE AND ESCROW INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	Dec 28, 2017
Deed Document Number	20196801450
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7012 E OWENS RD, CHATTAROY, WA 99003-5156
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006867115
Date	Nov 22, 2019
Instrument	6867115

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Dec 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7012 E OWENS RD, CHATTAROY, WA 99003-5156
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006941934
Date	Jul 14, 2020
Instrument	6941934

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 30, 2019
Property Address	7012 E OWENS RD, CHATTAROY, WA 99003-5156
Document Number	0006801450
Instrument Date	Apr 22, 2019
Instrument	6801450
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	VISTA TITLE AND ESCROW INC, VISTA TITLE & ESCROW INC

Transaction

Amount	Amount on Record
Tax	$1,411.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	36211 N PIKE RD DEER PARK WA 990069194, DEER PARK, WA 99006-9194

December 2017: Warranty Deed, Foreclosure

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 28, 2017
Property Address	7012 E OWENS RD, CHATTAROY, WA 99003-5156
Document Number	0006670926
Instrument Date	Dec 21, 2017
Instrument	6670926
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	VISTA TITLE AND ESCROW INC

Transaction

Amount	Amount on Record
Tax	$298.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3644 SW 328TH ST FEDERAL WAY WA 980232658, FEDERAL WAY, WA 98023-2658

Tax Assessment & Valuation

The 2026 property tax bill for 7012 E Owens Rd was $5,767, down 6.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Riverside School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,767.00 (-6.92%)	$707,020 (-1.44%) Land $164,020 Building $543,000	$707,020 (-1.44%) Land $164,020 Building $543,000
2025	$6,196.00 (+12.94%)	$717,320 (-) Land $60,120 Building $657,200	$717,320 (-) Land $60,120 Building $657,200
2024	$5,486.00 (-1.6%)	$717,320 (+26.51%) Land $60,120 Building $657,200	$717,320 (+26.51%) Land $60,120 Building $657,200
2023	$5,575.00 (+5.57%)	$567,020 Land $60,120 Building $506,900	$567,020 Land $60,120 Building $506,900
2022	$5,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7012 E Owens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7012 E Owens Rd is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 63% of Washington
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
KnightCom Fixed Wireless	476 / 270
Wired or Wireless Fixed Wireless	200 / 40
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	10 / 1
CenturyLink DSL	10 / 1

May also be available: T-Mobile.

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