Montgomery County property record for 729 Chipplegate Dr, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,546 sqft · built 1973 |
| Lot Size | 0.405 acres (17,655 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $281,500 (Oct 2017) |
| Tax Bill | $8,869 (2024) |
| Deeds & Mortgages | Aug 2021 Line of Credit Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O68-01303-0008 |
| Primary APN | O68-01303-0008 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,546 sqft Living Area |
| Gross Area | 4,131 sqft |
| 1st Floor Area | 2,402 sqft |
| Basement Area | 1,144 sqft |
| Finished Basement | 1,144 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 17,655 sqft (0.405 acres) |
| Lot Dimensions | 165 ft deep x 107 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Concrete/Masonry Porch |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 729 CHIPPLEGATE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8 WHIPP ROAD ESTATES-1 |
| Legal Subdivision | WHIPP ROAD ESTATES-1 |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 40204 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 729 CHIPPLEGATE DR, DAYTON, OH 45459-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Line of Credit UNION SAVINGS BANK |
| Dec 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS |
| Oct 26, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION SVGS |
| Oct 26, 2017 | Quit Claim Deed, Transfer LANDMARK TITLE AGENCY SOUTH INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 26, 2017 · Amount on Record |
| Deed Sale | Oct 26, 2017 · Amount on Record |
| Prior Sale | Aug 10, 2010 · Amount on Record |
| Deed Document Number | 201764154 |
| Prior Transfer Date | Oct 10, 2017 |
| Prior Transfer Doc | 0000064153 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 729 CHIPPLEGATE DR, DAYTON, OH 45459-2219 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 729 CHIPPLEGATE DR, DAYTON, OH 45459-2219 |
| Document Number | 0000061007 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2021-00061007 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 30, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 729 CHIPPLEGATE DR, DAYTON, OH 45459-2219 |
| Document Number | 0000001058 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 729 CHIPPLEGATE DR DAYTON OH 454592219, DAYTON, OH 45459-2219 |
| Document Number | 0000001058 |
|---|---|
| Date | Jan 7, 2021 |
| Instrument | 1058 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 6, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 26, 2017 |
| Property Address | 729 CHIPPLEGATE DR, DAYTON, OH 45459-2219 |
| Document Number | 0000064154 |
| Instrument Date | Oct 12, 2017 |
| Instrument | 64154 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2017 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $844.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 729 CHIPPLEGATE DR CENTERVILLE OH 454592219, CENTERVILLE, OH 45459-2219 |
| Document Number | 64197 |
|---|---|
| Date | Oct 26, 2017 |
| Instrument | 64197 |
| Name | UNION SVGS |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 25, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 26, 2017 |
| Property Address | 729 CHIPPLEGATE DR, DAYTON, OH 45459-2219 |
| Document Number | 0000064153 |
| Instrument Date | Oct 10, 2017 |
| Instrument | 64153 |
| Transaction Type | Transfer |
| Record Updated | Nov 13, 2017 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 729 CHIPPLEGATE DR CENTERVILLE OH 454592219, CENTERVILLE, OH 45459-2219 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $139,840 (-) Land $18,780 Building $121,060 | $399,550 (-) Land $53,660 Building $345,890 | |
| 2024 | $8,869.00 (+9.37%) | ||
| 2023 | $8,109.00 (+11.8%) | $139,840 (+41%) Land $18,780 Building $121,060 | $399,550 (+41%) Land $53,660 Building $345,890 |
| 2022 | $7,253.00 | $99,180 Land $13,320 Building $85,860 | |
| 2020 | $283,370 Land $38,060 Building $245,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Sep 1985 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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