Montgomery County property record for 639 Chipplegate Dr, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,115 sqft · built 1974 |
| Lot Size | 0.424 acres (18,478 sqft) |
| Owner | Owner Name on File |
| Tax Bill | $5,956 (2024) |
| Deeds & Mortgages | Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | O68 01303 0010 |
| Primary APN | O68 01303 0010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,115 sqft Living Area |
| 1st Floor Area | 2,115 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 18,478 sqft (0.424 acres) |
| Lot Dimensions | 165 ft deep x 112 ft wide |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 300 sqft |
|---|---|
| Patio Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 639 CHIPPLEGATE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 10 WHIPP ROAD ESTATES-1 |
| Legal Subdivision | WHIPP ROAD ESTATES |
| Legal Lot Number | 10 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 40204 |
Source: Montgomery County records · APN O68 01303 0010
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 639 CHIPPLEGATE DR, CENTERVILLE, OH 45459-2217 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Prior Sale | Apr 20, 1998 |
| Last Transfer Date | Dec 09, 2013 |
| Transfer Doc | 0000084044 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 639 CHIPPLEGATE DR, CENTERVILLE, OH 45459-2217 |
| Document Number | 0000006806 |
| Instrument Date | Jan 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 639 CHIPPLEGATE DR CENTERVILLE OH 454592217, CENTERVILLE, OH 45459-2217 |
| Document Number | 0000006806 |
|---|---|
| Date | Feb 02, 2018 |
| Instrument | 6806 |
| Name | PNC BK |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45459 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $93,950 (-) Land $19,260 Building $74,690 | ||
| 2024 | $5,956.00 (+9.18%) | ||
| 2023 | $5,455.00 (+11.81%) | $93,950 (+41%) Land $19,260 Building $74,690 | $268,410 (+41%) Land $55,020 Building $213,390 |
| 2022 | $4,879.00 | $66,630 Land $13,660 Building $52,970 | |
| 2020 | $190,360 Land $39,020 Building $151,340 |
Source: FEMA National Flood Hazard Layer as of June 21, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Sep 1985 · alluvial fan flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 244 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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