Montgomery County property record for 640 Chipplegate Dr, Dayton, OH 45459 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 1,939 sqft · built 1974 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | Owner Name on File |
| Last Sale | $224,900 (Oct 2014) |
| Tax Bill | $7,467 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | O68 01303 0020 |
| Primary APN | O68 01303 0020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,939 sqft Living Area |
| 1st Floor Area | 1,650 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 18,295 sqft |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 640 CHIPPLEGATE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 20 WHIPP ROAD ESTATES SEC 1 |
| Legal Subdivision | WHIPP ROAD ESTATES |
| Legal Lot Number | 20 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 40204 |
Source: Montgomery County records · APN O68 01303 0020
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 640 CHIPPLEGATE DR, DAYTON, OH 45459-2218 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Oct 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU |
| Nov 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHTPATT CU INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2014 · Amount on Record |
| Deed Sale | Oct 28, 2014 · Amount on Record |
| Prior Sale | Aug 23, 2006 · Amount on Record |
| Deed Document Number | 2014-00058084 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 640 CHIPPLEGATE DR, DAYTON, OH 45459-2218 |
| Document Number | 0000063561 |
| Instrument Date | Oct 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 640 CHIPPLEGATE DR CENTERVILLE OH 454592218, CENTERVILLE, OH 45459-2218 |
| Document Number | 0000063561 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 63561 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 21, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 640 CHIPPLEGATE DR, DAYTON, OH 45459-2218 |
| Document Number | 0000066938 |
| Instrument Date | Nov 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2019 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 640 CHIPPLEGATE DR DAYTON OH 454592218, DAYTON, OH 45459-2218 |
| Document Number | 0000066938 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 66938 |
| Name | WRIGHTPATT CU INC |
|---|---|
| Address | BEAVERCREEK, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $117,870 (-) Land $18,460 Building $99,410 | ||
| 2024 | $7,467.00 (+9.18%) | ||
| 2023 | $6,839.00 (+11.82%) | $117,870 (+41.01%) Land $18,460 Building $99,410 | $336,750 (+41%) Land $52,730 Building $284,020 |
| 2022 | $6,116.00 | $83,590 Land $13,090 Building $70,500 | |
| 2020 | $238,830 Land $37,400 Building $201,430 |
Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130402042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Sep 1985, alluvial fan flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures