728 Chipplegate Dr, Dayton, OH 45459 Property Records

Montgomery County property record for 728 Chipplegate Dr, Dayton, OH 45459 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 1974
Square Footage	3,586 sqft Living Area
Lot Size	18,295 sqft (0.424 acres)
Occupancy	Owner Occupied
Last Sale	$390,000 (2026)
Tax Bill	$6,364.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`O68-01303-0018`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	9 Rooms
Building Area	3,586 sqft Living Area
Gross Area	3,718 sqft Gross Area
1st Floor	2,128 sqft 1st Floor
Basement Area	924 sqft Basement
Finished Basement	924 sqft Finished
Family Room	Family Room
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Split Level Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Steel Frame Construction
Lot Area	18,295 sqft (0.424 acres)
Depth X Width	184 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	506 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	192 sqft Shed
Deck Area	120 sqft Deck
Patio Area	120 sqft Patio
Porch Area	132 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	728 CHIPPLEGATE DR
City	DAYTON
State	OH
Zip	45459-2220
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	18 WHIPP RD ESTS SEC 1
Legal Subdivision	WHIPP RD ESTS
Legal Lot Number	18
Jurisdiction	MONTGOMERY OH
Minor Civil Division	WASHINGTON
Census Blockgroup	2
Census Block	2016
Census Tract	40204

Owner

Source: Montgomery County records · APN O68-01303-0018

Assessment roll updated December 30, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	728 CHIPPLEGATE DR, DAYTON, OH 45459-2220
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Apr 09, 2021 · Amount on Record
Deed Doc Number	202634583
Prior Transfer Date	Jan 25, 2008
Prior Transfer Doc	0000008150
Record Refreshed	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 11, 2026
Property Address	728 CHIPPLEGATE DR, DAYTON, OH 45459-2220
Document Number	0000034583
Instrument Date	May 15, 2026
Instrument	202634583
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	VANTAGE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$118,170.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 CHIPPLEGATE DR, DAYTON, OH 45459-2220

Mortgage

Document Number	0000034584,
Date	Jun 11, 2026
Instrument	202634584

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated December 30, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,364.00 (-0.17%)	$100,410 (+7.31%) Land $18,460 Building $81,950	$286,860 (-) Land $52,730 Building $234,130
2024	$6,375.00 (+17.32%)
2023	$5,434.00 (+11.79%)	$93,570 (+41%) Land $18,460 Building $75,110	$286,860 (+51.29%) Land $52,730 Building $234,130
2022	$4,861.00	$66,360 Land $13,090 Building $53,270
2020			$189,610 Land $37,400 Building $152,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.