Montgomery County property record for 689 Chipplegate Dr, Dayton, OH 45459
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,080 sqft · built 1974 |
| Lot Size | 0.466 acres (20,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Jun 2026) |
| Tax Bill | $7,754 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Feb 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | O68-01303-0009 |
| Primary APN | O68-01303-0009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,080 sqft Living Area |
| Gross Area | 3,718 sqft |
| 1st Floor Area | 2,128 sqft |
| Basement Area | 924 sqft |
| Finished Basement | 924 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Level |
| Exterior Material | Brick/Stone |
| Construction Type | Steel Frame |
| Lot Area | 20,295 sqft (0.466 acres) |
| Lot Dimensions | 165 ft deep x 123 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 132 sqft |
| Deck Area | 56 sqft |
| Patio Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 689 CHIPPLEGATE DR |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45459-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 9 WHIPP ROAD ESTATES-1 |
| Legal Subdivision | WHIPP ROAD ESTATES-1 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 40204 |
Source: Montgomery County records, as of June 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 689 CHIPPLEGATE DR, DAYTON, OH 45459-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jun 16, 2026 | Warranty Deed, Transfer · Conventional Mortgage E HOME LOANS CORPORATION |
| Feb 23, 2022 | Intrafamily Transfer, Transfer PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY |
| Oct 8, 2019 | Warranty Deed, Transfer · VA Mortgage NORTHERN MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Prior Sale | Oct 8, 2019 · Amount on Record |
| Deed Document Number | 202635918 |
| Prior Transfer Date | Feb 8, 2022 |
| Prior Transfer Doc | 0000012511 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 16, 2026 |
| Property Address | 689 CHIPPLEGATE DR, DAYTON, OH 45459-2217 |
| Document Number | 0000035918 |
| Instrument Date | May 26, 2026 |
| Instrument | 202635918 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2026 |
| Title Company | HOMESERVICES TITLE, HOME SERVICES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $121,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 689 CHIPPLEGATE DR, DAYTON, OH 45459-2217 |
| Document Number | 0000035919, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 202635919 |
| Name | E HOME LOANS CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Feb 23, 2022 |
| Property Address | 689 CHIPPLEGATE DR, DAYTON, OH 45459-2217 |
| Document Number | 0000012511 |
| Map Reference | MB 94 PG 3 |
| Instrument Date | Feb 8, 2022 |
| Instrument | 2022-00012511 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2022 |
| Title Company | PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 689 CHIPPLEGATE DR, DAYTON, OH 45459-2217 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 8, 2019 |
| Property Address | 689 CHIPPLEGATE DR, DAYTON, OH 45459-2217 |
| Document Number | 0000055652 |
| Instrument Date | Sep 18, 2019 |
| Instrument | 55652 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | PARTNERS LAND TITLE AGENCY LLC, PARTNERS LAND TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $821.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 689 CHIPPLEGATE DR DAYTON OH 454592217, DAYTON, OH 45459-2217 |
| Document Number | 55653 |
|---|---|
| Date | Oct 8, 2019 |
| Instrument | 55653 |
| Name | NORTHERN MTG SVCS |
|---|---|
| Type | Mortgage Company |
| Address | GRANDVILLE, MI 49418 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 7, 2049 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| County Subdivision | Washington Township |
| Municipality | Centerville City |
| Unified School District | Centerville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,754.00 (-0.17%) | $122,420 (-) Land $20,300 Building $102,120 | $349,770 (-) Land $58,010 Building $291,760 |
| 2024 | $7,767.00 (+9.36%) | ||
| 2023 | $7,102.00 (+11.81%) | $122,420 (+41%) Land $20,300 Building $102,120 | $349,770 (+41%) Land $58,010 Building $291,760 |
| 2022 | $6,352.00 | $86,820 Land $14,400 Building $72,420 | |
| 2020 | $248,070 Land $41,150 Building $206,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Sep 1985 · alluvial fan flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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