726 Wesley Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 726 Wesley Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,130 sqft · built 1986
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on Record
Tax Bill	$4,259 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Oct 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`041H 042`

Property Details

APN / Parcel Number

Primary APN	`041H 042`
Alternative APN	`402300`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,130 sqft Heated Area
Basement Area	1,876 sqft
Finished Basement	952 sqft
Unfinished Basement	924 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,124 sqft (0.99 acres)
Terrain	Gentle Slope
Garage Area	462 sqft

Exterior Amenities

Porch	Slab
Porch Area	68 sqft
Deck Area	190 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	402300
Street Address	726 WESLEY CIR
City	TOCCOA
State	GA
Zip	30577-8619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOTS 47 & 48 PH 4 FOXDALE S/D
Legal Subdivision	FOXDALE
Legal Phase	4
Legal Lot Number	47,48
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4069
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	726 WESLEY CIR, TOCCOA, GA 30577-8619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Deed of Trust, Mortgage · Conventional Mortgage NORTH GEORGIA CREDIT UNION
Oct 16, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2023
Deed Sale	Oct 16, 2023
Prior Sale	May 25, 2006 · Amount on Record
Deed Book / Page	1346 / 138
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	726 WESLEY CIR, TOCCOA, GA 30577-8619
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 WESLEY CIR, TOCCOA, GA 30577-8619

Mortgage

Document Number	0014350000000309
Date	Jan 8, 2026
Book Page	0000001435/0000000309

Lender

Name	NORTH GEORGIA CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 16, 2023
Property Address	726 WESLEY CIR, TOCCOA, GA 30577-8619
Document Number	0013460138
Book / Page	1346 / 138
Instrument Date	Oct 16, 2023
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	726 WESLEY CIR, TOCCOA, GA 30577-8619

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,259.00 (+55.44%)	$122,090 (+54.23%) Land $6,450 Building $115,640	$305,225 (+54.23%) Land $16,124 Building $289,101
2023	$2,740.00 (+2.66%) Homeowner's exemption	$79,162 (+4.88%) Land $6,450 Building $72,712	$197,905 (+4.88%) Land $16,124 Building $181,781
2022	$2,669.00 Homeowner's exemption	$75,476 Land $6,450 Building $69,026	$188,690 Land $16,124 Building $172,566

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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