550 Wesley Cir, Toccoa, GA 30577 Property Records

Stephens County property record for 550 Wesley Cir, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,780 sqft · built 1994
Lot Size	0.539 acres (23,522 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jun 2019)
Tax Bill	$2,404 (2025)
Deeds & Mortgages	Nov 2019 Loan Modification Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042F 030`

Property Details

APN / Parcel Number

Primary APN	`042F 030`
Alternative APN	`403100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,780 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.539 acres)
Terrain	Gentle Slope
Garage Area	440 sqft
Deck Area	300 sqft
Patio Area	300 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	403100
Old Parcel Number	042F 030
Street Address	550 WESLEY CIR
City	TOCCOA
State	GA
Zip	30577-8620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 65 PH 4 FOXDALE S/D
Legal Subdivision	FOXDALE
Legal Phase	4
Legal Lot Number	65
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	4
Census Block	4069
Census Tract	970102

Owner

Source: Stephens County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	550 WESLEY CIR, TOCCOA, GA 30577-8620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2019	Loan Modification, Mortgage · Conventional Mortgage SOUTHERN BK
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTHERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2019 · Amount on Record
Deed Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	0000118219
Deed Book / Page	1182 / 19
Record Updated	Jun 8, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STEPHENS GA
Property Address	550 WESLEY CIR, TOCCOA, GA 30577-8620
Document Number	0011970307
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 WESLEY CIR TOCCOA GA 305778620, TOCCOA, GA 30577-8620

Mortgage

Document Number	0011970307
Date	Dec 20, 2019
Book Page	001197/000307

Lender

Name	SOUTHERN BK
Type	Bank
Address	CLARKESVILLE, GA 30523

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 19, 2024

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Jun 28, 2019
Property Address	550 WESLEY CIR, TOCCOA, GA 30577-8620
Document Number	0011820019
Book / Page	1182 / 19
Instrument Date	Jun 28, 2019
Instrument	2019-000745
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 CURRAHEE PT, TOCCOA, GA 30577-7094

Mortgage

Document Number	0011820000000020
Date	Jun 28, 2019
Book Page	0000001182/0000000020

Lender

Name	SOUTHERN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 1, 2024

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,404.00 (+59.73%) Homeowner's exemption Senior Citizen's exemption	$117,513 (+63.39%) Land $4,991 Building $112,522	$293,782 (+63.39%) Land $12,478 Building $281,304
2023	$1,505.00 (-37.21%) Homeowner's exemption	$71,920 (+6.09%) Land $4,991 Building $66,929	$179,801 (+6.09%) Land $12,478 Building $167,323
2022	$2,397.00 Homeowner's exemption	$67,789 Land $4,991 Building $62,798	$169,472 Land $12,478 Building $156,994

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 69% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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